Align CLI with server-side breaking change: GET /v1/user/wallet_holdings
was upgraded from authExistMW to authCriticalMW on the openapi-service.
- OpenApiClient: switch getWalletHoldings to authSignedRequest
- SKILL.md: split rate-limit table by auth level; update Notes section
- CLAUDE.md: move portfolio holdings from Normal to Critical auth row
Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>