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PolymarketDocumentation/docs/trading/deposit-wallets.md
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Etherdrake 7fc12e8f3f docs: sync with docs.polymarket.com - 2026-05-11
New pages:
- docs/builders/fees.md (Builder Fees)
- docs/trading/deposit-wallets.md (Deposit Wallets)

Updated:
- docs/concepts/pusd.md (Polymarket USD)
2026-05-11 15:22:19 +02:00

16 KiB

Deposit Wallets

Create deposit wallets, execute wallet actions, and place POLY_1271 orders

Deposit wallets are the wallet path for new API users. Existing Safe and Proxy users are unaffected and can continue using their current wallet setup.

For newly-created polymarket.com accounts using the deposit wallet flow, a deposit wallet is automatically deployed for you.

This guide is for developers integrating directly with the APIs or SDKs. It does not change existing user balances, existing proxy wallets, or existing Safes.

Where Deposit Wallets Fit

Area Existing Safe/Proxy users New API user deposit wallet flow
Wallet type Existing proxy wallet or Safe Deposit wallet
Wallet deployment Existing relayer Safe/proxy flow Relayer WALLET-CREATE
Deployment signature Existing Safe/proxy deployment flow No user signature in the WALLET-CREATE payload
Wallet calls Safe/proxy relayer transactions Relayer WALLET batches
Order signature type 0, 1, or 2 3, also called POLY_1271
Order maker EOA, proxy, or Safe Deposit wallet address
Order signer field EOA for existing types Deposit wallet address
Signing key User EOA or session signer Deposit wallet owner or approved session signer

Mental Model

A deposit wallet is a per-user ERC-1967 proxy deployed by a deposit wallet factory. The wallet holds pUSD and conditional tokens on-chain.

The owner or session signer signs two different kinds of payloads:

  1. A deposit wallet Batch for on-chain wallet calls. This is submitted to the relayer as a WALLET transaction.
  2. A CLOB order with signatureType = 3. The CLOB validates this through ERC-1271 on the deposit wallet.

These signatures are not interchangeable. A WALLET batch uses a normal 65-byte EIP-712 signature over the DepositWallet Batch type. A CLOB order uses an ERC-7739-wrapped POLY_1271 signature and is longer than a normal ECDSA signature.

Integration Flow

Use the EOA or session signer that will own the deposit wallet. This signer is also the key that signs deposit wallet batches and CLOB order payloads unless your session signer flow delegates signing elsewhere. Submit a relayer `WALLET-CREATE` request. The body only needs the transaction type, owner address, and deposit wallet factory address.
The deposit wallet address is deterministic. TypeScript relayer users can call
`deriveDepositWalletAddress()`, and Python relayer users can call
`get_expected_deposit_wallet()`. Other integrations should store the address
returned by onboarding or derive it with the deterministic formula below.
Transfer pUSD to the deposit wallet address. pUSD held by the EOA does not count as CLOB buying power for deposit wallet orders. Approvals must be made **from the deposit wallet**, not from the owner EOA. Build ERC-20 or ERC-1155 approval calldata and submit it through a relayer `WALLET` batch. After funding or changing allowances, call the CLOB balance allowance update endpoint through the SDK or API. The request must use `signature_type = 3`. Initialize the CLOB client with the deposit wallet as the funder and `POLY_1271` as the signature type. Orders must have both `maker` and `signer` set to the deposit wallet address.

SDK Users

Use a relayer client or the raw relayer API for wallet deployment and wallet batches. Use the CLOB client for order signing, posting, cancelling, balances, and account data.

Use the TypeScript clients with deposit wallet support: [@polymarket/builder-relayer-client](https://www.npmjs.com/package/@polymarket/builder-relayer-client) and [@polymarket/clob-client-v2](https://www.npmjs.com/package/@polymarket/clob-client-v2).
```bash theme={null}
npm install @polymarket/builder-relayer-client @polymarket/clob-client-v2 @polymarket/builder-signing-sdk viem
```

### Deploy the Wallet

```typescript theme={null}
import {
  BuilderApiKeyCreds,
  BuilderConfig,
} from "@polymarket/builder-signing-sdk";
import { RelayClient } from "@polymarket/builder-relayer-client";
import { createWalletClient, Hex, http } from "viem";
import { privateKeyToAccount } from "viem/accounts";
import { polygon } from "viem/chains";

const relayerUrl = process.env.RELAYER_URL!;
const chainId = Number(process.env.CHAIN_ID ?? 137);
const account = privateKeyToAccount(process.env.PRIVATE_KEY as Hex);
const walletClient = createWalletClient({
  account,
  chain: polygon,
  transport: http(process.env.RPC_URL),
});

const builderCreds: BuilderApiKeyCreds = {
  key: process.env.BUILDER_API_KEY!,
  secret: process.env.BUILDER_SECRET!,
  passphrase: process.env.BUILDER_PASS_PHRASE!,
};

const builderConfig = new BuilderConfig({
  localBuilderCreds: builderCreds,
});

const relayer = new RelayClient(
  relayerUrl,
  chainId,
  walletClient,
  builderConfig,
);

const depositWalletAddress = await relayer.deriveDepositWalletAddress();
const response = await relayer.deployDepositWallet();
const confirmed = await response.wait();
```

`deployDepositWallet()` submits a `WALLET-CREATE` transaction. It does not add a
user signature to the deployment body.

### Execute a Wallet Batch

```typescript theme={null}
import type { DepositWalletCall } from "@polymarket/builder-relayer-client";

const calls: DepositWalletCall[] = [
  {
    target: process.env.PUSD_ADDRESS!,
    value: "0",
    data: approveCalldata,
  },
];

const deadline = Math.floor(Date.now() / 1000 + 600).toString();
const response = await relayer.executeDepositWalletBatch(
  calls,
  depositWalletAddress,
  deadline,
);
const confirmed = await response.wait();
```

The TypeScript relayer client fetches the current `WALLET` nonce before signing
and submitting the batch. The SDK signs the batch with this EIP-712 domain before
submitting it to the relayer:

```typescript theme={null}
{
  name: "DepositWallet",
  version: "1",
  chainId,
  verifyingContract: depositWalletAddress,
}
```

### Trade From the Deposit Wallet

```typescript theme={null}
import {
  AssetType,
  ClobClient,
  OrderType,
  Side,
  SignatureTypeV2,
} from "@polymarket/clob-client-v2";

const creds = {
  key: process.env.CLOB_API_KEY!,
  secret: process.env.CLOB_SECRET!,
  passphrase: process.env.CLOB_PASS_PHRASE!,
};

const clob = new ClobClient({
  host: process.env.CLOB_API_URL!,
  chain: chainId,
  signer: walletClient,
  creds,
  signatureType: SignatureTypeV2.POLY_1271,
  funderAddress: depositWalletAddress,
});

await clob.updateBalanceAllowance({ asset_type: AssetType.COLLATERAL });

const order = await clob.createAndPostOrder(
  {
    tokenID: process.env.TOKEN_ID!,
    price: 0.5,
    size: 10,
    side: Side.BUY,
  },
  { tickSize: "0.01", negRisk: false },
  OrderType.GTC,
);
```
Use the Python builder relayer client with deposit wallet support: [py-builder-relayer-client](https://pypi.org/project/py-builder-relayer-client/).
```bash theme={null}
pip install py-builder-relayer-client
```

### Deploy the Wallet

```python theme={null}
import os

from py_builder_relayer_client.client import RelayClient
from py_builder_signing_sdk.config import BuilderApiKeyCreds, BuilderConfig

builder_config = BuilderConfig(
    local_builder_creds=BuilderApiKeyCreds(
        key=os.environ["BUILDER_API_KEY"],
        secret=os.environ["BUILDER_SECRET"],
        passphrase=os.environ["BUILDER_PASS_PHRASE"],
    )
)

relayer = RelayClient(
    os.environ["RELAYER_URL"],
    int(os.environ.get("CHAIN_ID", "137")),
    os.environ["PRIVATE_KEY"],
    builder_config,
)

deposit_wallet = relayer.get_expected_deposit_wallet()
response = relayer.deploy_deposit_wallet()
confirmed = response.wait()
```

`get_expected_deposit_wallet()` derives the deterministic wallet address from
the signer and the chain's deposit wallet configuration.

### Execute a Wallet Batch

```python theme={null}
import time

from py_builder_relayer_client.models import DepositWalletCall, TransactionType

nonce_payload = relayer.get_nonce(
    relayer.signer.address(),
    TransactionType.WALLET.value,
)
wallet_nonce = str(nonce_payload["nonce"])

call = DepositWalletCall(
    target=os.environ["PUSD_ADDRESS"],
    value="0",
    data=approve_calldata,
)

response = relayer.execute_deposit_wallet_batch(
    calls=[call],
    wallet_address=deposit_wallet,
    nonce=wallet_nonce,
    deadline=str(int(time.time()) + 600),
)
confirmed = response.wait()
```

The Python relayer client mirrors the TypeScript wire format for `WALLET-CREATE`
and `WALLET` requests, while keeping builder API key auth in the Python client.

### Trade From the Deposit Wallet

Use the Python CLOB client with deposit wallet order support:
[py-clob-client-v2](https://pypi.org/project/py-clob-client-v2/).

```bash theme={null}
pip install py-clob-client-v2
```

```python theme={null}
import os

from py_clob_client_v2 import (
    ApiCreds,
    AssetType,
    BalanceAllowanceParams,
    ClobClient,
    OrderArgs,
    OrderType,
    PartialCreateOrderOptions,
    Side,
    SignatureTypeV2,
)

creds = ApiCreds(
    api_key=os.environ["CLOB_API_KEY"],
    api_secret=os.environ["CLOB_SECRET"],
    api_passphrase=os.environ["CLOB_PASS_PHRASE"],
)

clob = ClobClient(
    host=os.environ["CLOB_API_URL"],
    chain_id=int(os.environ.get("CHAIN_ID", "137")),
    key=os.environ["PRIVATE_KEY"],
    creds=creds,
    signature_type=SignatureTypeV2.POLY_1271,
    funder=deposit_wallet,
)

clob.update_balance_allowance(
    BalanceAllowanceParams(
        asset_type=AssetType.COLLATERAL,
        signature_type=SignatureTypeV2.POLY_1271,
    )
)

response = clob.create_and_post_order(
    order_args=OrderArgs(
        token_id=os.environ["TOKEN_ID"],
        price=0.50,
        size=10,
        side=Side.BUY,
    ),
    options=PartialCreateOrderOptions(tick_size="0.01", neg_risk=False),
    order_type=OrderType.GTC,
)
```
### Deploy the Wallet and Execute Wallet Batches
The Rust SDK supports the CLOB order path for deposit wallets. It does not
include a builder relayer client. Use the TypeScript or Python relayer client
above, or the raw API flow below, to submit `WALLET-CREATE` and `WALLET`
transactions.

Use the Rust CLOB client with deposit wallet support:
[polymarket_client_sdk_v2](https://crates.io/crates/polymarket_client_sdk_v2).

```bash theme={null}
cargo add polymarket_client_sdk_v2 --features clob
```

Once the deposit wallet is deployed, funded, and approved, pass the deposit
wallet address as the Rust CLOB client funder.

### Trade From the Deposit Wallet

```rust theme={null}
use std::str::FromStr as _;

use polymarket_client_sdk_v2::auth::{LocalSigner, Signer as _};
use polymarket_client_sdk_v2::clob::types::request::UpdateBalanceAllowanceRequest;
use polymarket_client_sdk_v2::clob::types::{AssetType, OrderType, Side, SignatureType};
use polymarket_client_sdk_v2::clob::{Client, Config};
use polymarket_client_sdk_v2::types::{Address, Decimal, U256};
use polymarket_client_sdk_v2::{POLYGON, PRIVATE_KEY_VAR};

let host = std::env::var("CLOB_API_URL")?;
let token_id = U256::from_str(&std::env::var("TOKEN_ID")?)?;
let deposit_wallet = Address::from_str(&std::env::var("DEPOSIT_WALLET")?)?;
let signer =
    LocalSigner::from_str(&std::env::var(PRIVATE_KEY_VAR)?)?.with_chain_id(Some(POLYGON));

let client = Client::new(&host, Config::default())?
    .authentication_builder(&signer)
    .funder(deposit_wallet)
    .signature_type(SignatureType::Poly1271)
    .authenticate()
    .await?;

client
    .update_balance_allowance(
        UpdateBalanceAllowanceRequest::builder()
            .asset_type(AssetType::Collateral)
            .build(),
    )
    .await?;

let _response = client
    .limit_order()
    .token_id(token_id)
    .side(Side::Buy)
    .price(Decimal::from_str("0.50")?)
    .size(Decimal::from_str("10")?)
    .order_type(OrderType::GTC)
    .build_sign_and_post(&signer)
    .await?;
```

The Rust client sets `signatureType = 3` and builds the wrapped ERC-1271 order
signature when `SignatureType::Poly1271` and a deposit wallet funder are
configured.

Raw API Integration

Deposit Wallet Factory

The factory is configured per chain. Use the relayer's GET /config endpoint to retrieve the current factory address.

{
  "deposit_wallet_factory": "0x..."
}

Deriving the Deposit Wallet Address

The wallet address is deterministic. Use the salt 0x0000000000000000000000000000000000000000000000000000000000000000.

depositWallet = factory.computeAddress(salt, initCode)

Where initCode is the ERC-1967 proxy initialization code. Use the relayer client's deriveDepositWalletAddress() method or get_expected_deposit_wallet() helper.

WALLET-CREATE

{
  "transactionType": "WALLET-CREATE",
  "owner": "0x...",
  "factory": "0x..."
}

No user signature is required. The relayer signs and submits the transaction.

WALLET

{
  "transactionType": "WALLET",
  "calls": [
    {
      "target": "0x...",
      "value": "0",
      "data": "0x..."
    }
  ],
  "nonce": "123",
  "deadline": "1714000000"
}

The batch is signed with a standard EIP-712 DepositWallet.Batch domain:

{
  name: "DepositWallet",
  version: "1",
  chainId,
  verifyingContract: depositWalletAddress,
}

The relayer signs and submits on your behalf.

Next Steps

Overview of the Builder Program and benefits How builder fees work and how to set rates The collateral token powering Polymarket trading Full V2 migration guide