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      "headline": "This is the No. 1 financial worry for retirees right now",
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      "prev": "0.6%",
      "fcast": "\u2014",
      "act": "0.6%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Retail Sales MoM (Mar)",
      "prev": "0.6%",
      "fcast": "1.4%",
      "act": "1.7%",
      "imp": "red",
      "beat": "beat",
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Retail Sales YoY (Mar)",
      "prev": "3.7%",
      "fcast": "\u2014",
      "act": "4.0%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "08:55",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Redbook YoY (04/19)",
      "prev": "7%",
      "fcast": "\u2014",
      "act": "6.7%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Business Inventories MoM (Feb)",
      "prev": "-0.1%",
      "fcast": "0.3%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Chair Nominee Kevin Warsh Confirmation Hearing",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales MoM (Mar)",
      "prev": "1.8%",
      "fcast": "0.1%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales YoY (Mar)",
      "prev": "-0.8%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Retail Inventories Ex Autos MoM (Feb)",
      "prev": "0.3%",
      "fcast": "0.3%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "10:20",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NY Fed Bill Purchases 1 to 4 months",
      "prev": "\u2014",
      "fcast": "$7.587 billion",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "14:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Waller Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-21",
      "time": "16:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "API Crude Oil Stock Change (04/18)",
      "prev": "6.1M",
      "fcast": "-1M",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA 30-Year Mortgage Rate (04/18)",
      "prev": "6.42%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Applications (04/18)",
      "prev": "1.8%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Market Index (04/18)",
      "prev": "281.0",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Refinance Index (04/18)",
      "prev": "966.8",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Purchase Index (04/18)",
      "prev": "159.5",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Imports Change (04/18)",
      "prev": "-2.109M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Stocks Change (04/18)",
      "prev": "-0.913M",
      "fcast": "-1M",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Cushing Crude Oil Stocks Change (04/18)",
      "prev": "-1.727M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Fuel Production Change (04/18)",
      "prev": "-0.169M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Stocks Change (04/18)",
      "prev": "-3.122M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Production Change (04/18)",
      "prev": "0.392M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Stocks Change (04/18)",
      "prev": "-6.328M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Heating Oil Stocks Change (04/18)",
      "prev": "-0.463M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Refinery Crude Runs Change (04/18)",
      "prev": "-0.208M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "17-Week Bill Auction",
      "prev": "3.625%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-22",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "20-Year Bond Auction",
      "prev": "4.817%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Chicago Fed National Activity Index (Mar)",
      "prev": "-0.11",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Continuing Jobless Claims (04/11)",
      "prev": "1818K",
      "fcast": "1820K",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Initial Jobless Claims (04/18)",
      "prev": "207K",
      "fcast": "212K",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Jobless Claims 4-week Average (04/18)",
      "prev": "209.75K",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Natural Gas Stocks Change (04/18)",
      "prev": "59Bcf",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Composite Index (Apr)",
      "prev": "11",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Manufacturing Index (Apr)",
      "prev": "11",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "4-Week Bill Auction",
      "prev": "3.595%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "8-Week Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "15-Year Mortgage Rate (04/24)",
      "prev": "5.65%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "30-Year Mortgage Rate (04/24)",
      "prev": "6.30%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "5-Year TIPS Auction",
      "prev": "1.433%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-23",
      "time": "16:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Balance Sheet (04/23)",
      "prev": "$6.71T",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-24",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Michigan 5 Year Inflation Expectations Final (Apr)",
      "prev": "3.2%",
      "fcast": "3.4%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-24",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Michigan Consumer Expectations Final (Apr)",
      "prev": "51.7",
      "fcast": "46.1",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-24",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Michigan Consumer Sentiment Final (Apr)",
      "prev": "53.3",
      "fcast": "47.6",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-24",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Michigan Current Conditions Final (Apr)",
      "prev": "55.8",
      "fcast": "50.1",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-24",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Michigan Inflation Expectations Final (Apr)",
      "prev": "3.8%",
      "fcast": "4.8%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-24",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Baker Hughes Oil Rig Count (04/25)",
      "prev": "410",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-04-24",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Baker Hughes Total Rigs Count (04/25)",
      "prev": "543",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    }
  ],
  "policy_rates": {
    "US": 4.5,
    "Eurozone": 2.65,
    "UK": 4.5,
    "Japan": 0.5,
    "Switzerland": 0.25,
    "Canada": 2.75,
    "Australia": 3.85,
    "New Zealand": 3.5,
    "Sweden": 2.25,
    "Norway": 4.5
  },
  "macro": {
    "US": {
      "cpi": "2.8%",
      "cpiP": "3.0%",
      "gdp": "2.4%",
      "gdpT": "Q1 2025",
      "unemp": "4.2%",
      "unempT": "Jun 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Jul 30",
      "pricing": "1 cut by Sep"
    },
    "Eurozone": {
      "cpi": "2.1%",
      "cpiP": "2.2%",
      "gdp": "1.0%",
      "gdpT": "Q1 2025",
      "unemp": "6.3%",
      "unempT": "May 2025",
      "stance": "Dovish Easing",
      "last": "Cut to 2.65%",
      "next": "Jul 17",
      "pricing": "1 more cut 2025"
    },
    "UK": {
      "cpi": "3.5%",
      "cpiP": "3.3%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.4%",
      "unempT": "May 2025",
      "stance": "Cautious Hold",
      "last": "Hold 4.50%",
      "next": "Aug 7",
      "pricing": "1 cut by Nov"
    },
    "Japan": {
      "cpi": "3.6%",
      "cpiP": "3.2%",
      "gdp": "-0.7%",
      "gdpT": "Q1 2025",
      "unemp": "2.5%",
      "unempT": "May 2025",
      "stance": "Gradual Tightening",
      "last": "Hold 0.50%",
      "next": "Jul 31",
      "pricing": "Hike to 0.75% H2"
    },
    "Switzerland": {
      "cpi": "0.6%",
      "cpiP": "0.3%",
      "gdp": "1.4%",
      "gdpT": "Q1 2025",
      "unemp": "2.8%",
      "unempT": "Jun 2025",
      "stance": "Neutral",
      "last": "Cut to 0.25%",
      "next": "Sep 18",
      "pricing": "Hold through 2025"
    },
    "Canada": {
      "cpi": "2.9%",
      "cpiP": "2.7%",
      "gdp": "1.7%",
      "gdpT": "Q1 2025",
      "unemp": "6.7%",
      "unempT": "Jun 2025",
      "stance": "Easing",
      "last": "Cut to 2.75%",
      "next": "Jul 30",
      "pricing": "1 more cut 2025"
    },
    "Australia": {
      "cpi": "2.4%",
      "cpiP": "2.8%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.0%",
      "unempT": "May 2025",
      "stance": "Easing",
      "last": "Cut to 3.85%",
      "next": "Aug 5",
      "pricing": "1-2 cuts by Dec"
    },
    "New Zealand": {
      "cpi": "2.5%",
      "cpiP": "2.2%",
      "gdp": "0.7%",
      "gdpT": "Q1 2025",
      "unemp": "5.1%",
      "unempT": "Q1 2025",
      "stance": "Easing Cycle",
      "last": "Cut to 3.50%",
      "next": "Jul 9",
      "pricing": "2 more cuts 2025"
    },
    "Sweden": {
      "cpi": "2.3%",
      "cpiP": "2.5%",
      "gdp": "1.1%",
      "gdpT": "Q1 2025",
      "unemp": "8.9%",
      "unempT": "May 2025",
      "stance": "Dovish Hold",
      "last": "Hold 2.25%",
      "next": "Aug 20",
      "pricing": "Hold through 2025"
    },
    "Norway": {
      "cpi": "2.7%",
      "cpiP": "2.8%",
      "gdp": "1.5%",
      "gdpT": "Q1 2025",
      "unemp": "4.1%",
      "unempT": "May 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Aug 14",
      "pricing": "Cut Q4 2025"
    }
  },
  "sentiment": {},
  "scenarios": {},
  "gov_bonds": {}
}