{
  "generated_at": "2026-05-20T10:27:07.067283Z",
  "yields": {
    "US": {
      "y1m": null,
      "y3m": 3.575,
      "y6m": null,
      "y1": null,
      "y2": 3.847,
      "y3": null,
      "y5": 4.33,
      "y7": null,
      "y10": 4.667,
      "y20": null,
      "y30": 5.181
    },
    "US_yf": {
      "US_3M": {
        "price": 3.575,
        "prev_close": 3.568,
        "change_pct": 0.2,
        "timestamp": "2026-05-19 00:00:00"
      },
      "US_5Y": {
        "price": 4.33,
        "prev_close": 4.28,
        "change_pct": 1.17,
        "timestamp": "2026-05-19 00:00:00"
      },
      "US_10Y": {
        "price": 4.667,
        "prev_close": 4.623,
        "change_pct": 0.95,
        "timestamp": "2026-05-19 00:00:00"
      },
      "US_30Y": {
        "price": 5.181,
        "prev_close": 5.147,
        "change_pct": 0.66,
        "timestamp": "2026-05-19 00:00:00"
      }
    }
  },
  "commodities": {
    "gold": {
      "price": 4492.2002,
      "d1_pct": -0.31,
      "w1_pct": -4.37,
      "m1_pct": -4.39,
      "unit": "$/oz"
    },
    "silver": {
      "price": 75.72,
      "d1_pct": 1.19,
      "w1_pct": -14.81,
      "m1_pct": -0.9,
      "unit": "$/oz"
    },
    "wti": {
      "price": 102.3,
      "d1_pct": -5.08,
      "w1_pct": 1.27,
      "m1_pct": 11.04,
      "unit": "$/bbl"
    },
    "brent": {
      "price": 109.16,
      "d1_pct": -1.91,
      "w1_pct": 3.34,
      "m1_pct": 10.84,
      "unit": "$/bbl"
    },
    "natgas": {
      "price": 3.078,
      "d1_pct": -1.16,
      "w1_pct": 7.47,
      "m1_pct": 14.13,
      "unit": "$/MMBtu"
    },
    "copper": {
      "price": 6.2465,
      "d1_pct": 1.32,
      "w1_pct": -5.86,
      "m1_pct": 4.08,
      "unit": "$/lb"
    },
    "wheat": {
      "price": 670.5,
      "d1_pct": 0.49,
      "w1_pct": 0.83,
      "m1_pct": 10.83,
      "unit": "\u00a2/bu"
    },
    "corn": {
      "price": 473.5,
      "d1_pct": -0.37,
      "w1_pct": 1.5,
      "m1_pct": 4.35,
      "unit": "\u00a2/bu"
    }
  },
  "etfs": {
    "S&P 500": {
      "price": 733.73,
      "d1_pct": -0.67,
      "w1_pct": -0.6,
      "m1_pct": 3.53
    },
    "Nasdaq 100": {
      "price": 701.53,
      "d1_pct": -0.62,
      "w1_pct": -0.81,
      "m1_pct": 8.46
    },
    "Russell 2000": {
      "price": 273.0,
      "d1_pct": -1.08,
      "w1_pct": -3.39,
      "m1_pct": -1.57
    },
    "EM Equities": {
      "price": 64.26,
      "d1_pct": -1.09,
      "w1_pct": -2.37,
      "m1_pct": 1.71
    },
    "China Large Cap": {
      "price": 36.28,
      "d1_pct": 0.33,
      "w1_pct": -2.81,
      "m1_pct": -3.66
    },
    "Japan Equities": {
      "price": 90.29,
      "d1_pct": -0.69,
      "w1_pct": -1.92,
      "m1_pct": 1.07
    },
    "Brazil Equities": {
      "price": 35.89,
      "d1_pct": -2.31,
      "w1_pct": -6.15,
      "m1_pct": -13.1
    },
    "Germany Equities": {
      "price": 42.04,
      "d1_pct": -0.71,
      "w1_pct": 0.24,
      "m1_pct": -2.21
    },
    "UK Equities": {
      "price": 46.29,
      "d1_pct": -0.73,
      "w1_pct": -0.67,
      "m1_pct": -3.56
    },
    "US Dollar Index": {
      "price": 27.79,
      "d1_pct": 0.32,
      "w1_pct": 1.24,
      "m1_pct": 1.72
    },
    "Euro ETF": {
      "price": 107.08,
      "d1_pct": -0.4,
      "w1_pct": -1.16,
      "m1_pct": -1.51
    },
    "Yen ETF": {
      "price": 57.72,
      "d1_pct": -0.14,
      "w1_pct": -0.94,
      "m1_pct": -0.1
    },
    "GBP ETF": {
      "price": 128.83,
      "d1_pct": -0.21,
      "w1_pct": -1.04,
      "m1_pct": -0.83
    },
    "AUD ETF": {
      "price": 70.4,
      "d1_pct": -0.89,
      "w1_pct": -1.85,
      "m1_pct": -0.93
    },
    "CAD ETF": {
      "price": 71.05,
      "d1_pct": -0.1,
      "w1_pct": -0.39,
      "m1_pct": -0.73
    },
    "Gold ETF": {
      "price": 411.5,
      "d1_pct": -1.66,
      "w1_pct": -4.95,
      "m1_pct": -6.92
    },
    "Oil ETF": {
      "price": 152.96,
      "d1_pct": 2.46,
      "w1_pct": 6.0,
      "m1_pct": 26.08
    },
    "Agriculture ETF": {
      "price": 28.28,
      "d1_pct": 0.28,
      "w1_pct": -1.02,
      "m1_pct": 4.78
    },
    "Energy Sector": {
      "price": 61.29,
      "d1_pct": 1.17,
      "w1_pct": 6.46,
      "m1_pct": 11.29
    },
    "Financials Sector": {
      "price": 51.1,
      "d1_pct": -1.24,
      "w1_pct": -0.93,
      "m1_pct": -2.91
    }
  },
  "fx": {
    "EURUSD": {
      "price": 1.16,
      "d1_pct": -0.48,
      "w1_pct": -1.16,
      "m1_pct": -1.57
    },
    "GBPUSD": {
      "price": 1.3392,
      "d1_pct": -0.3,
      "w1_pct": -1.07,
      "m1_pct": -1.03
    },
    "USDJPY": {
      "price": 159.035,
      "d1_pct": 0.11,
      "w1_pct": 0.87,
      "m1_pct": 0.12
    },
    "USDCHF": {
      "price": 0.7899,
      "d1_pct": 0.69,
      "w1_pct": 1.22,
      "m1_pct": 1.47
    },
    "AUDUSD": {
      "price": 0.7123,
      "d1_pct": -0.7,
      "w1_pct": -1.59,
      "m1_pct": -0.71
    },
    "NZDUSD": {
      "price": 0.5842,
      "d1_pct": -0.54,
      "w1_pct": -1.85,
      "m1_pct": -1.08
    },
    "USDCAD": {
      "price": 1.377,
      "d1_pct": 0.23,
      "w1_pct": 0.53,
      "m1_pct": 0.93
    },
    "USDSEK": {
      "price": 9.3996,
      "d1_pct": 0.22,
      "w1_pct": 1.15,
      "m1_pct": 3.07
    },
    "USDNOK": {
      "price": 9.2812,
      "d1_pct": 0.28,
      "w1_pct": 1.07,
      "m1_pct": -0.23
    },
    "USDCNY": {
      "price": 6.8037,
      "d1_pct": 0.05,
      "w1_pct": 0.17,
      "m1_pct": -0.2
    },
    "USDMXN": {
      "price": 17.368,
      "d1_pct": 0.55,
      "w1_pct": 0.81,
      "m1_pct": 0.34
    },
    "USDBRL": {
      "price": 5.0409,
      "d1_pct": 0.7,
      "w1_pct": 2.67,
      "m1_pct": 1.79
    },
    "USDZAR": {
      "price": 16.6082,
      "d1_pct": 0.21,
      "w1_pct": 0.59,
      "m1_pct": 1.55
    },
    "USDINR": {
      "price": 96.81,
      "d1_pct": 0.56,
      "w1_pct": 1.23,
      "m1_pct": 3.96
    },
    "USDKRW": {
      "price": 1505.85,
      "d1_pct": 0.91,
      "w1_pct": 0.86,
      "m1_pct": 2.49
    },
    "USDTRY": {
      "price": 45.5918,
      "d1_pct": 0.04,
      "w1_pct": 0.42,
      "m1_pct": 1.57
    },
    "USDPLN": {
      "price": 3.6708,
      "d1_pct": 0.94,
      "w1_pct": 1.35,
      "m1_pct": 2.29
    },
    "USDHUF": {
      "price": 311.209,
      "d1_pct": 0.78,
      "w1_pct": 2.31,
      "m1_pct": 1.67
    },
    "USDCZK": {
      "price": 20.963,
      "d1_pct": 0.6,
      "w1_pct": 1.12,
      "m1_pct": 1.78
    },
    "USDSGD": {
      "price": 1.2804,
      "d1_pct": 0.16,
      "w1_pct": 0.67,
      "m1_pct": 0.81
    },
    "USDIDR": {
      "price": 17600.0,
      "d1_pct": -0.57,
      "w1_pct": 0.29,
      "m1_pct": 2.78
    },
    "USDTHB": {
      "price": 32.67,
      "d1_pct": 0.59,
      "w1_pct": 0.96,
      "m1_pct": 2.09
    },
    "DXY": {
      "price": 99.39,
      "d1_pct": 0.09,
      "w1_pct": 0.92,
      "m1_pct": 1.0
    }
  },
  "volatility": {
    "VIX (S&P 500 Vol)": {
      "price": 17.93,
      "prev_close": 18.06,
      "change_pct": -0.72,
      "timestamp": "2026-05-20 00:00:00"
    },
    "VXN (Nasdaq Vol)": {
      "price": 24.09,
      "prev_close": 24.21,
      "change_pct": -0.5,
      "timestamp": "2026-05-19 00:00:00"
    },
    "MOVE (Bond Vol)": {
      "price": 85.32,
      "prev_close": 86.07,
      "change_pct": -0.87,
      "timestamp": "2026-05-19 00:00:00"
    },
    "VIX Short-Term ETF": {
      "price": 26.62,
      "prev_close": 26.3,
      "change_pct": 1.22,
      "timestamp": "2026-05-19 00:00:00"
    }
  },
  "bond_etfs": {
    "US 20Y+ Treasury": {
      "price": 83.02,
      "d1_pct": -0.65,
      "w1_pct": -2.32,
      "m1_pct": -4.28,
      "country": "US",
      "duration": "long"
    },
    "US 7-10Y Treasury": {
      "price": 93.11,
      "d1_pct": -0.39,
      "w1_pct": -1.28,
      "m1_pct": -2.53,
      "country": "US",
      "duration": "medium"
    },
    "US 1-3Y Treasury": {
      "price": 82.04,
      "d1_pct": -0.07,
      "w1_pct": -0.15,
      "m1_pct": -0.38,
      "country": "US",
      "duration": "short"
    },
    "UK Gilts": {
      "price": 9.7225,
      "d1_pct": 0.65,
      "w1_pct": 0.26,
      "m1_pct": -1.02,
      "country": "UK",
      "duration": "mixed"
    },
    "Eurozone Govt Bonds": {
      "price": 139.46,
      "d1_pct": 0.35,
      "w1_pct": -0.85,
      "m1_pct": -2.5,
      "country": "Eurozone",
      "duration": "mixed"
    },
    "US Total Treasury": {
      "price": 22.51,
      "d1_pct": -0.27,
      "w1_pct": -0.84,
      "m1_pct": -1.75,
      "country": "US",
      "duration": "mixed"
    }
  },
  "news": [
    {
      "headline": "\u2018It will not bring you happiness\u2019: I have advice for your single, childless 62-year-old multimillionaire reader",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/it-will-not-bring-you-happiness-i-have-advice-for-your-single-childless-62-year-old-multimillionaire-reader-1cb6a09f?mod=mw_rss_topstories",
      "datetime": 1779272100,
      "category": "general"
    },
    {
      "headline": "I inherited a house. My CPA says I should sell within a year to avoid capital gains. Is he right?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/i-inherited-a-house-my-cpa-says-i-should-sell-within-a-year-to-avoid-capital-gains-is-he-right-d0909486?mod=mw_rss_topstories",
      "datetime": 1779271860,
      "category": "general"
    },
    {
      "headline": "I\u2019m selling my $1 million home. Will my agent really charge less than a 6% commission?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/im-selling-my-1-million-maui-home-will-my-agent-charge-me-less-than-a-6-commission-ed06c0f1?mod=mw_rss_topstories",
      "datetime": 1779269700,
      "category": "general"
    },
    {
      "headline": "I was bought out of the family business for $160,000. My relatives each made $3 million when it sold. Was I cheated?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/i-was-bought-out-of-the-family-business-for-160-000-my-relatives-each-made-3-million-when-it-sold-was-i-cheated-8cee0523?mod=mw_rss_topstories",
      "datetime": 1779268500,
      "category": "general"
    },
    {
      "headline": "Jennifer Lopez relists Beverly Hills estate\u2014now for $10 million less",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/jennifer-lopez-relists-beverly-hills-estatenow-for-10-million-less-35828e8f?mod=mw_rss_topstories",
      "datetime": 1779267600,
      "category": "general"
    },
    {
      "headline": "\u2018I experienced many years of poverty\u2019: I worked until 70. Why do wealthy retirees look down on those with less savings?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/i-experienced-many-years-of-poverty-i-dont-judge-other-people-why-do-wealthy-retirees-look-down-on-others-5e3069e6?mod=mw_rss_topstories",
      "datetime": 1779266700,
      "category": "general"
    },
    {
      "headline": "Elon Musk ditched California, but the state will get a much-needed win from SpaceX\u2019s IPO",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/elon-musk-ditched-california-but-the-state-will-get-a-much-needed-win-from-spacexs-ipo-b2efac93?mod=mw_rss_topstories",
      "datetime": 1779244260,
      "category": "general"
    },
    {
      "headline": "Writing your own obituary can help you live a better life. Here\u2019s how to get started.",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/writing-your-own-obituary-can-help-you-live-a-better-life-heres-how-to-get-started-d3076941?mod=mw_rss_topstories",
      "datetime": 1779244020,
      "category": "general"
    },
    {
      "headline": "Is RFK Jr.\u2019s \u2018carnivore diet\u2019 healthy? Here\u2019s what you need to know.",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/is-rfks-carnivore-diet-healthy-heres-what-you-need-to-know-26d7539d?mod=mw_rss_topstories",
      "datetime": 1779243480,
      "category": "general"
    },
    {
      "headline": "Anthropic\u2019s latest hire led AI at Tesla, worked at OpenAI and received high praise from Elon Musk",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/anthropics-latest-hire-led-ai-at-tesla-worked-at-openai-and-received-high-praise-from-elon-musk-e03877a7?mod=mw_rss_topstories",
      "datetime": 1779239460,
      "category": "general"
    },
    {
      "headline": "Supermarkets hit back over pressure to cap price of milk, bread and eggs",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c5y7qz806q3o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779265820,
      "category": "general"
    },
    {
      "headline": "UK loosens Russian oil sanctions as fuel prices rise",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cy42x3g7r89o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779264787,
      "category": "general"
    },
    {
      "headline": "Inflation falls to 2.8% but is expected to rise from here",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c4g0e0p4p2go?at_medium=RSS&at_campaign=rss",
      "datetime": 1779263839,
      "category": "general"
    },
    {
      "headline": "Boss of Sarah Ferguson-linked firm used royal links to threaten worker with jail",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c4g8kv7ykv8o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779253259,
      "category": "general"
    },
    {
      "headline": "'Ghost brokers' targeting 17 to 25 year-olds with fake car insurance online",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c1w29zw0q44o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779256103,
      "category": "general"
    },
    {
      "headline": "Robo-top: The machines that could make your next t-shirt",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c0q2gkj97eko?at_medium=RSS&at_campaign=rss",
      "datetime": 1779145454,
      "category": "general"
    },
    {
      "headline": "TV presenter says abusive ex gave her no access to her own money",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cgqpzg12p0yo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779270347,
      "category": "general"
    },
    {
      "headline": "China confirms it will buy 200 Boeing jets after Trump-Xi summit",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c98rjydlgp4o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779253180,
      "category": "general"
    },
    {
      "headline": "UK should set maximum working temperature rules, advisers say",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cm2p1j4y0kro?at_medium=RSS&at_campaign=rss",
      "datetime": 1779234012,
      "category": "general"
    },
    {
      "headline": "Google to release first smart glasses since Google Glass flop",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cvgz1ynq1nqo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779224412,
      "category": "general"
    }
  ],
  "calendar": [
    {
      "date": "2026-05-15",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Baker Hughes Oil Rig Count (05/16)",
      "prev": "410",
      "fcast": "\u2014",
      "act": "415",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Venable Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NY Fed Services Activity Index (May)",
      "prev": "-14",
      "fcast": "\u2014",
      "act": "-5.8",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NAHB Housing Market Index (May)",
      "prev": "34",
      "fcast": "35",
      "act": "37",
      "imp": "orange",
      "beat": "beat",
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "3-Month Bill Auction",
      "prev": "3.61%",
      "fcast": "\u2014",
      "act": "3.600%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "6-Month Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.615%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Foreign Bond Investment (Mar)",
      "prev": "$2.6B",
      "fcast": "\u2014",
      "act": "$13.5B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Net Long-term TIC Flows (Mar)",
      "prev": "$57B",
      "fcast": "\u2014",
      "act": "$81.3B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Overall Net Capital Flows (Mar)",
      "prev": "$182.7B",
      "fcast": "\u2014",
      "act": "$150.7B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "08:15",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "ADP Employment Change Weekly",
      "prev": "33.0K",
      "fcast": "\u2014",
      "act": "42.25K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "08:55",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Redbook YoY (05/17)",
      "prev": "9.6%",
      "fcast": "\u2014",
      "act": "8.1%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "09:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Waller Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales MoM (Apr)",
      "prev": "1.7%",
      "fcast": "1%",
      "act": "1.4%",
      "imp": "orange",
      "beat": "beat",
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales YoY (Apr)",
      "prev": "-1.1%",
      "fcast": "\u2014",
      "act": "3.2%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "6-Week Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.580%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "16:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "API Crude Oil Stock Change (05/16)",
      "prev": "-2.188M",
      "fcast": "-3.4M",
      "act": "-9.100M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "19:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Paulson Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "19:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Venable Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA 30-Year Mortgage Rate (05/16)",
      "prev": "6.46%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Applications (05/16)",
      "prev": "1.7%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Market Index (05/16)",
      "prev": "290.1",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Refinance Index (05/16)",
      "prev": "921.1",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Purchase Index (05/16)",
      "prev": "177.7",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "08:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Paulson Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:15",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Barr Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Imports Change (05/16)",
      "prev": "-0.318M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Stocks Change (05/16)",
      "prev": "-4.306M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Cushing Crude Oil Stocks Change (05/16)",
      "prev": "-1.702M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Fuel Production Change (05/16)",
      "prev": "-0.124M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Stocks Change (05/16)",
      "prev": "0.19M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Production Change (05/16)",
      "prev": "0.222M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Stocks Change (05/16)",
      "prev": "-4.084M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Heating Oil Stocks Change (05/16)",
      "prev": "0.153M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Refinery Crude Runs Change (05/16)",
      "prev": "0.37M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "17-Week Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "20-Year Bond Auction",
      "prev": "4.883%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "14:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "FOMC Minutes",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits MoM Prel (Apr)",
      "prev": "-11.4%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits Prel (Apr)",
      "prev": "1.363M",
      "fcast": "1.39M",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Continuing Jobless Claims (05/09)",
      "prev": "1782K",
      "fcast": "1790K",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Housing Starts (Apr)",
      "prev": "1.502M",
      "fcast": "1.41M",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Housing Starts MoM (Apr)",
      "prev": "10.8%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Initial Jobless Claims (05/16)",
      "prev": "211K",
      "fcast": "210K",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Jobless Claims 4-week Average (05/16)",
      "prev": "203.75K",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philadelphia Fed Manufacturing Index (May)",
      "prev": "26.7",
      "fcast": "18",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Business Conditions (May)",
      "prev": "40.8",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed CAPEX Index (May)",
      "prev": "35.20",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Employment (May)",
      "prev": "-5.1",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed New Orders (May)",
      "prev": "33.0",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Prices Paid (May)",
      "prev": "59.30",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Natural Gas Stocks Change (05/16)",
      "prev": "85Bcf",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Composite Index (May)",
      "prev": "10",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Manufacturing Index (May)",
      "prev": "10",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "4-Week Bill Auction",
      "prev": "3.605%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "8-Week Bill Auction",
      "prev": "3.610%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "15-Year Mortgage Rate (05/22)",
      "prev": "5.71%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "30-Year Mortgage Rate (05/22)",
      "prev": "6.36%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "10-Year TIPS Auction",
      "prev": "1.896%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "16:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Balance Sheet (05/21)",
      "prev": "$6.728T",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-22",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "CB Leading Index MoM (Apr)",
      "prev": "-0.6%",
      "fcast": "-0.2%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    }
  ],
  "policy_rates": {
    "US": 4.5,
    "Eurozone": 2.65,
    "UK": 4.5,
    "Japan": 0.5,
    "Switzerland": 0.25,
    "Canada": 2.75,
    "Australia": 3.85,
    "New Zealand": 3.5,
    "Sweden": 2.25,
    "Norway": 4.5
  },
  "macro": {
    "US": {
      "cpi": "2.8%",
      "cpiP": "3.0%",
      "gdp": "2.4%",
      "gdpT": "Q1 2025",
      "unemp": "4.2%",
      "unempT": "Jun 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Jul 30",
      "pricing": "1 cut by Sep"
    },
    "Eurozone": {
      "cpi": "2.1%",
      "cpiP": "2.2%",
      "gdp": "1.0%",
      "gdpT": "Q1 2025",
      "unemp": "6.3%",
      "unempT": "May 2025",
      "stance": "Dovish Easing",
      "last": "Cut to 2.65%",
      "next": "Jul 17",
      "pricing": "1 more cut 2025"
    },
    "UK": {
      "cpi": "3.5%",
      "cpiP": "3.3%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.4%",
      "unempT": "May 2025",
      "stance": "Cautious Hold",
      "last": "Hold 4.50%",
      "next": "Aug 7",
      "pricing": "1 cut by Nov"
    },
    "Japan": {
      "cpi": "3.6%",
      "cpiP": "3.2%",
      "gdp": "-0.7%",
      "gdpT": "Q1 2025",
      "unemp": "2.5%",
      "unempT": "May 2025",
      "stance": "Gradual Tightening",
      "last": "Hold 0.50%",
      "next": "Jul 31",
      "pricing": "Hike to 0.75% H2"
    },
    "Switzerland": {
      "cpi": "0.6%",
      "cpiP": "0.3%",
      "gdp": "1.4%",
      "gdpT": "Q1 2025",
      "unemp": "2.8%",
      "unempT": "Jun 2025",
      "stance": "Neutral",
      "last": "Cut to 0.25%",
      "next": "Sep 18",
      "pricing": "Hold through 2025"
    },
    "Canada": {
      "cpi": "2.9%",
      "cpiP": "2.7%",
      "gdp": "1.7%",
      "gdpT": "Q1 2025",
      "unemp": "6.7%",
      "unempT": "Jun 2025",
      "stance": "Easing",
      "last": "Cut to 2.75%",
      "next": "Jul 30",
      "pricing": "1 more cut 2025"
    },
    "Australia": {
      "cpi": "2.4%",
      "cpiP": "2.8%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.0%",
      "unempT": "May 2025",
      "stance": "Easing",
      "last": "Cut to 3.85%",
      "next": "Aug 5",
      "pricing": "1-2 cuts by Dec"
    },
    "New Zealand": {
      "cpi": "2.5%",
      "cpiP": "2.2%",
      "gdp": "0.7%",
      "gdpT": "Q1 2025",
      "unemp": "5.1%",
      "unempT": "Q1 2025",
      "stance": "Easing Cycle",
      "last": "Cut to 3.50%",
      "next": "Jul 9",
      "pricing": "2 more cuts 2025"
    },
    "Sweden": {
      "cpi": "2.3%",
      "cpiP": "2.5%",
      "gdp": "1.1%",
      "gdpT": "Q1 2025",
      "unemp": "8.9%",
      "unempT": "May 2025",
      "stance": "Dovish Hold",
      "last": "Hold 2.25%",
      "next": "Aug 20",
      "pricing": "Hold through 2025"
    },
    "Norway": {
      "cpi": "2.7%",
      "cpiP": "2.8%",
      "gdp": "1.5%",
      "gdpT": "Q1 2025",
      "unemp": "4.1%",
      "unempT": "May 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Aug 14",
      "pricing": "Cut Q4 2025"
    }
  },
  "sentiment": {},
  "scenarios": {},
  "gov_bonds": {}
}