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      "headline": "These life-insurance policies are booming. Here\u2019s who should \u2014 and shouldn\u2019t \u2014 buy one.",
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    },
    {
      "date": "2026-06-23",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Richmond Fed Manufacturing Shipments Index (Jun)",
      "prev": "16",
      "fcast": "\u2014",
      "act": "3",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-23",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Richmond Fed Services Revenues Index (Jun)",
      "prev": "14",
      "fcast": "\u2014",
      "act": "-1",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-23",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "6-Week Bill Auction",
      "prev": "3.600%",
      "fcast": "\u2014",
      "act": "3.620%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-23",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "2-Year Note Auction",
      "prev": "4.071%",
      "fcast": "\u2014",
      "act": "4.189%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-23",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Money Supply (May)",
      "prev": "$22.80T",
      "fcast": "\u2014",
      "act": "$23.05T",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-23",
      "time": "16:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "API Crude Oil Stock Change (06/20)",
      "prev": "-8.330M",
      "fcast": "\u2014",
      "act": "-0.765M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA 30-Year Mortgage Rate (06/20)",
      "prev": "6.6%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Applications (06/20)",
      "prev": "-3.8%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Market Index (06/20)",
      "prev": "269.5",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Refinance Index (06/20)",
      "prev": "810.2",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Purchase Index (06/20)",
      "prev": "170.8",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits Final (May)",
      "prev": "1.423M",
      "fcast": "1.413M",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits MoM Final (May)",
      "prev": "4.4%",
      "fcast": "-0.7%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Current Account (Q1)",
      "prev": "-$190.7B",
      "fcast": "-$217.5B",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "09:20",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NY Fed Bill Purchases 4 to 12 months",
      "prev": "\u2014",
      "fcast": "$3.319 billion",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "New Home Sales (May)",
      "prev": "0.622M",
      "fcast": "0.64M",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "New Home Sales MoM (May)",
      "prev": "-6.2%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Imports Change (06/20)",
      "prev": "-0.241M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Stocks Change (06/20)",
      "prev": "-8.262M",
      "fcast": "-5.1M",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Cushing Crude Oil Stocks Change (06/20)",
      "prev": "-1.606M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Fuel Production Change (06/20)",
      "prev": "-0.029M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Stocks Change (06/20)",
      "prev": "0.951M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Production Change (06/20)",
      "prev": "0.356M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Stocks Change (06/20)",
      "prev": "-0.906M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Heating Oil Stocks Change (06/20)",
      "prev": "-0.204M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Refinery Crude Runs Change (06/20)",
      "prev": "0.23M",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "17-Week Bill Auction",
      "prev": "3.670%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "2-Year FRN Auction",
      "prev": "0.089%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "5-Year Note Auction",
      "prev": "4.182%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-24",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Bank Stress Test Results",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Chicago Fed National Activity Index (May)",
      "prev": "0.14",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Continuing Jobless Claims (06/13)",
      "prev": "1810K",
      "fcast": "1800K",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Core PCE Price Index MoM (May)",
      "prev": "0.2%",
      "fcast": "0.3%",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Core PCE Price Index YoY (May)",
      "prev": "3.3%",
      "fcast": "3.4%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Core PCE Prices QoQ Final (Q1)",
      "prev": "2.7%",
      "fcast": "4.4%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Corporate Profits QoQ Final (Q1)",
      "prev": "5.7%",
      "fcast": "-0.4%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Durable Goods Orders ex Defense MoM (May)",
      "prev": "8.1%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Durable Goods Orders Ex Transp MoM (May)",
      "prev": "1.1%",
      "fcast": "0.7%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Durable Goods Orders MoM (May)",
      "prev": "7.9%",
      "fcast": "-4.3%",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "GDP Growth Rate QoQ Final (Q1)",
      "prev": "0.5%",
      "fcast": "1.6%",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "GDP Price Index QoQ Final (Q1)",
      "prev": "3.6%",
      "fcast": "3.5%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "GDP Sales QoQ Final (Q1)",
      "prev": "0.3%",
      "fcast": "1.5%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Initial Jobless Claims (06/20)",
      "prev": "226K",
      "fcast": "225K",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Jobless Claims 4-week Average (06/20)",
      "prev": "223.25K",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Non Defense Goods Orders Ex Air (May)",
      "prev": "-1.1%",
      "fcast": "0.6%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "PCE Price Index MoM (May)",
      "prev": "0.4%",
      "fcast": "0.5%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "PCE Price Index YoY (May)",
      "prev": "3.8%",
      "fcast": "4%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "PCE Prices QoQ Final (Q1)",
      "prev": "2.9%",
      "fcast": "4.5%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Personal Income MoM (May)",
      "prev": "0%",
      "fcast": "0.4%",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Personal Spending MoM (May)",
      "prev": "0.5%",
      "fcast": "0.6%",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Real Consumer Spending QoQ Final (Q1)",
      "prev": "1.9%",
      "fcast": "1.4%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Real Personal Spending MoM (May)",
      "prev": "0.1%",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-06-25",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Natural Gas Stocks Change (06/20)",
      "prev": "73Bcf",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    }
  ],
  "policy_rates": {
    "US": 4.5,
    "Eurozone": 2.65,
    "UK": 4.5,
    "Japan": 0.5,
    "Switzerland": 0.25,
    "Canada": 2.75,
    "Australia": 3.85,
    "New Zealand": 3.5,
    "Sweden": 2.25,
    "Norway": 4.5
  },
  "macro": {
    "US": {
      "cpi": "2.8%",
      "cpiP": "3.0%",
      "gdp": "2.4%",
      "gdpT": "Q1 2025",
      "unemp": "4.2%",
      "unempT": "Jun 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Jul 30",
      "pricing": "1 cut by Sep"
    },
    "Eurozone": {
      "cpi": "2.1%",
      "cpiP": "2.2%",
      "gdp": "1.0%",
      "gdpT": "Q1 2025",
      "unemp": "6.3%",
      "unempT": "May 2025",
      "stance": "Dovish Easing",
      "last": "Cut to 2.65%",
      "next": "Jul 17",
      "pricing": "1 more cut 2025"
    },
    "UK": {
      "cpi": "3.5%",
      "cpiP": "3.3%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.4%",
      "unempT": "May 2025",
      "stance": "Cautious Hold",
      "last": "Hold 4.50%",
      "next": "Aug 7",
      "pricing": "1 cut by Nov"
    },
    "Japan": {
      "cpi": "3.6%",
      "cpiP": "3.2%",
      "gdp": "-0.7%",
      "gdpT": "Q1 2025",
      "unemp": "2.5%",
      "unempT": "May 2025",
      "stance": "Gradual Tightening",
      "last": "Hold 0.50%",
      "next": "Jul 31",
      "pricing": "Hike to 0.75% H2"
    },
    "Switzerland": {
      "cpi": "0.6%",
      "cpiP": "0.3%",
      "gdp": "1.4%",
      "gdpT": "Q1 2025",
      "unemp": "2.8%",
      "unempT": "Jun 2025",
      "stance": "Neutral",
      "last": "Cut to 0.25%",
      "next": "Sep 18",
      "pricing": "Hold through 2025"
    },
    "Canada": {
      "cpi": "2.9%",
      "cpiP": "2.7%",
      "gdp": "1.7%",
      "gdpT": "Q1 2025",
      "unemp": "6.7%",
      "unempT": "Jun 2025",
      "stance": "Easing",
      "last": "Cut to 2.75%",
      "next": "Jul 30",
      "pricing": "1 more cut 2025"
    },
    "Australia": {
      "cpi": "2.4%",
      "cpiP": "2.8%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.0%",
      "unempT": "May 2025",
      "stance": "Easing",
      "last": "Cut to 3.85%",
      "next": "Aug 5",
      "pricing": "1-2 cuts by Dec"
    },
    "New Zealand": {
      "cpi": "2.5%",
      "cpiP": "2.2%",
      "gdp": "0.7%",
      "gdpT": "Q1 2025",
      "unemp": "5.1%",
      "unempT": "Q1 2025",
      "stance": "Easing Cycle",
      "last": "Cut to 3.50%",
      "next": "Jul 9",
      "pricing": "2 more cuts 2025"
    },
    "Sweden": {
      "cpi": "2.3%",
      "cpiP": "2.5%",
      "gdp": "1.1%",
      "gdpT": "Q1 2025",
      "unemp": "8.9%",
      "unempT": "May 2025",
      "stance": "Dovish Hold",
      "last": "Hold 2.25%",
      "next": "Aug 20",
      "pricing": "Hold through 2025"
    },
    "Norway": {
      "cpi": "2.7%",
      "cpiP": "2.8%",
      "gdp": "1.5%",
      "gdpT": "Q1 2025",
      "unemp": "4.1%",
      "unempT": "May 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Aug 14",
      "pricing": "Cut Q4 2025"
    }
  },
  "sentiment": {},
  "scenarios": {},
  "gov_bonds": {}
}