{
  "generated_at": "2026-05-22T10:26:24.624024Z",
  "yields": {
    "US": {
      "y1m": null,
      "y3m": 3.582,
      "y6m": null,
      "y1": null,
      "y2": 3.825,
      "y3": null,
      "y5": 4.257,
      "y7": null,
      "y10": 4.586,
      "y20": null,
      "y30": 5.112
    },
    "US_yf": {
      "US_3M": {
        "price": 3.582,
        "prev_close": 3.557,
        "change_pct": 0.7,
        "timestamp": "2026-05-21 00:00:00"
      },
      "US_5Y": {
        "price": 4.257,
        "prev_close": 4.225,
        "change_pct": 0.76,
        "timestamp": "2026-05-21 00:00:00"
      },
      "US_10Y": {
        "price": 4.586,
        "prev_close": 4.572,
        "change_pct": 0.31,
        "timestamp": "2026-05-21 00:00:00"
      },
      "US_30Y": {
        "price": 5.112,
        "prev_close": 5.116,
        "change_pct": -0.08,
        "timestamp": "2026-05-21 00:00:00"
      }
    }
  },
  "commodities": {
    "gold": {
      "price": 4533.2998,
      "d1_pct": -0.14,
      "w1_pct": -0.49,
      "m1_pct": -3.65,
      "unit": "$/oz"
    },
    "silver": {
      "price": 76.45,
      "d1_pct": 0.05,
      "w1_pct": -0.92,
      "m1_pct": 1.31,
      "unit": "$/oz"
    },
    "wti": {
      "price": 98.24,
      "d1_pct": 1.96,
      "w1_pct": -6.81,
      "m1_pct": 2.49,
      "unit": "$/bbl"
    },
    "brent": {
      "price": 105.2,
      "d1_pct": 2.55,
      "w1_pct": -3.72,
      "m1_pct": 0.12,
      "unit": "$/bbl"
    },
    "natgas": {
      "price": 3.133,
      "d1_pct": 3.81,
      "w1_pct": 5.84,
      "m1_pct": 19.85,
      "unit": "$/MMBtu"
    },
    "copper": {
      "price": 6.3605,
      "d1_pct": 1.65,
      "w1_pct": 1.74,
      "m1_pct": 4.69,
      "unit": "$/lb"
    },
    "wheat": {
      "price": 650.0,
      "d1_pct": 0.39,
      "w1_pct": 2.24,
      "m1_pct": 6.43,
      "unit": "\u00a2/bu"
    },
    "corn": {
      "price": 464.75,
      "d1_pct": 0.54,
      "w1_pct": 1.97,
      "m1_pct": 2.03,
      "unit": "\u00a2/bu"
    }
  },
  "etfs": {
    "S&P 500": {
      "price": 742.72,
      "d1_pct": 0.2,
      "w1_pct": -0.73,
      "m1_pct": 4.43
    },
    "Nasdaq 100": {
      "price": 714.51,
      "d1_pct": 0.19,
      "w1_pct": -0.73,
      "m1_pct": 9.07
    },
    "Russell 2000": {
      "price": 282.49,
      "d1_pct": 0.94,
      "w1_pct": -0.69,
      "m1_pct": 2.17
    },
    "EM Equities": {
      "price": 66.03,
      "d1_pct": 0.87,
      "w1_pct": -2.0,
      "m1_pct": 4.18
    },
    "China Large Cap": {
      "price": 35.89,
      "d1_pct": -0.97,
      "w1_pct": -3.63,
      "m1_pct": -2.92
    },
    "Japan Equities": {
      "price": 91.37,
      "d1_pct": 0.18,
      "w1_pct": -0.75,
      "m1_pct": 4.11
    },
    "Brazil Equities": {
      "price": 37.01,
      "d1_pct": 0.71,
      "w1_pct": -0.32,
      "m1_pct": -8.82
    },
    "Germany Equities": {
      "price": 43.05,
      "d1_pct": 0.4,
      "w1_pct": 1.89,
      "m1_pct": 1.72
    },
    "UK Equities": {
      "price": 47.34,
      "d1_pct": 0.59,
      "w1_pct": 1.52,
      "m1_pct": 0.4
    },
    "US Dollar Index": {
      "price": 27.73,
      "d1_pct": 0.0,
      "w1_pct": 0.4,
      "m1_pct": 0.91
    },
    "Euro ETF": {
      "price": 107.23,
      "d1_pct": -0.07,
      "w1_pct": -0.44,
      "m1_pct": -0.65
    },
    "Yen ETF": {
      "price": 57.77,
      "d1_pct": -0.02,
      "w1_pct": -0.4,
      "m1_pct": 0.38
    },
    "GBP ETF": {
      "price": 129.18,
      "d1_pct": -0.02,
      "w1_pct": 0.28,
      "m1_pct": -0.39
    },
    "AUD ETF": {
      "price": 70.88,
      "d1_pct": -0.03,
      "w1_pct": -0.85,
      "m1_pct": 0.03
    },
    "CAD ETF": {
      "price": 70.9,
      "d1_pct": -0.27,
      "w1_pct": -0.42,
      "m1_pct": -0.77
    },
    "Gold ETF": {
      "price": 416.99,
      "d1_pct": -0.1,
      "w1_pct": -2.39,
      "m1_pct": -4.2
    },
    "Oil ETF": {
      "price": 142.54,
      "d1_pct": -1.2,
      "w1_pct": -0.32,
      "m1_pct": 10.15
    },
    "Agriculture ETF": {
      "price": 27.61,
      "d1_pct": -1.29,
      "w1_pct": -2.27,
      "m1_pct": 1.77
    },
    "Energy Sector": {
      "price": 59.13,
      "d1_pct": -1.12,
      "w1_pct": 1.83,
      "m1_pct": 4.58
    },
    "Financials Sector": {
      "price": 51.73,
      "d1_pct": 0.14,
      "w1_pct": 0.86,
      "m1_pct": -0.92
    }
  },
  "fx": {
    "EURUSD": {
      "price": 1.1606,
      "d1_pct": -0.16,
      "w1_pct": -0.48,
      "m1_pct": -0.85
    },
    "GBPUSD": {
      "price": 1.3428,
      "d1_pct": -0.05,
      "w1_pct": 0.27,
      "m1_pct": -0.54
    },
    "USDJPY": {
      "price": 159.1,
      "d1_pct": 0.13,
      "w1_pct": 0.45,
      "m1_pct": -0.24
    },
    "USDCHF": {
      "price": 0.786,
      "d1_pct": -0.12,
      "w1_pct": 0.23,
      "m1_pct": 0.15
    },
    "AUDUSD": {
      "price": 0.7133,
      "d1_pct": -0.24,
      "w1_pct": -1.13,
      "m1_pct": -0.35
    },
    "NZDUSD": {
      "price": 0.5859,
      "d1_pct": -0.16,
      "w1_pct": -0.76,
      "m1_pct": -0.79
    },
    "USDCAD": {
      "price": 1.3795,
      "d1_pct": 0.34,
      "w1_pct": 0.52,
      "m1_pct": 0.92
    },
    "USDSEK": {
      "price": 9.3573,
      "d1_pct": 0.31,
      "w1_pct": -0.47,
      "m1_pct": 1.69
    },
    "USDNOK": {
      "price": 9.2412,
      "d1_pct": -0.15,
      "w1_pct": -0.35,
      "m1_pct": -0.59
    },
    "USDCNY": {
      "price": 6.7942,
      "d1_pct": -0.09,
      "w1_pct": 0.13,
      "m1_pct": -0.44
    },
    "USDMXN": {
      "price": 17.3358,
      "d1_pct": 0.18,
      "w1_pct": 0.61,
      "m1_pct": -0.03
    },
    "USDBRL": {
      "price": 5.0011,
      "d1_pct": -0.21,
      "w1_pct": -0.06,
      "m1_pct": 0.32
    },
    "USDZAR": {
      "price": 16.4675,
      "d1_pct": 0.06,
      "w1_pct": -0.1,
      "m1_pct": 0.03
    },
    "USDINR": {
      "price": 95.69,
      "d1_pct": -0.87,
      "w1_pct": -0.02,
      "m1_pct": 2.01
    },
    "USDKRW": {
      "price": 1516.51,
      "d1_pct": 1.12,
      "w1_pct": 1.55,
      "m1_pct": 2.61
    },
    "USDTRY": {
      "price": 45.7393,
      "d1_pct": 0.32,
      "w1_pct": 0.43,
      "m1_pct": 1.82
    },
    "USDPLN": {
      "price": 3.6572,
      "d1_pct": 0.17,
      "w1_pct": 0.63,
      "m1_pct": 0.9
    },
    "USDHUF": {
      "price": 309.53,
      "d1_pct": 0.31,
      "w1_pct": 1.12,
      "m1_pct": -0.42
    },
    "USDCZK": {
      "price": 20.9307,
      "d1_pct": 0.24,
      "w1_pct": 0.47,
      "m1_pct": 0.73
    },
    "USDSGD": {
      "price": 1.2799,
      "d1_pct": 0.16,
      "w1_pct": 0.26,
      "m1_pct": 0.32
    },
    "USDIDR": {
      "price": 17700.0,
      "d1_pct": 0.24,
      "w1_pct": 0.97,
      "m1_pct": 2.91
    },
    "USDTHB": {
      "price": 32.62,
      "d1_pct": 0.3,
      "w1_pct": 0.66,
      "m1_pct": 1.15
    },
    "DXY": {
      "price": 99.295,
      "d1_pct": 0.11,
      "w1_pct": 0.03,
      "m1_pct": 0.5
    }
  },
  "volatility": {
    "VIX (S&P 500 Vol)": {
      "price": 17.06,
      "prev_close": 16.76,
      "change_pct": 1.79,
      "timestamp": "2026-05-22 00:00:00"
    },
    "VXN (Nasdaq Vol)": {
      "price": 22.74,
      "prev_close": 23.71,
      "change_pct": -4.09,
      "timestamp": "2026-05-21 00:00:00"
    },
    "MOVE (Bond Vol)": {
      "price": 79.72,
      "prev_close": 81.53,
      "change_pct": -2.22,
      "timestamp": "2026-05-21 00:00:00"
    },
    "VIX Short-Term ETF": {
      "price": 25.29,
      "prev_close": 26.02,
      "change_pct": -2.81,
      "timestamp": "2026-05-21 00:00:00"
    }
  },
  "bond_etfs": {
    "US 20Y+ Treasury": {
      "price": 84.22,
      "d1_pct": 0.37,
      "w1_pct": -0.82,
      "m1_pct": -2.55,
      "country": "US",
      "duration": "long"
    },
    "US 7-10Y Treasury": {
      "price": 93.8,
      "d1_pct": 0.06,
      "w1_pct": -0.49,
      "m1_pct": -1.48,
      "country": "US",
      "duration": "medium"
    },
    "US 1-3Y Treasury": {
      "price": 82.14,
      "d1_pct": -0.01,
      "w1_pct": -0.02,
      "m1_pct": -0.17,
      "country": "US",
      "duration": "short"
    },
    "UK Gilts": {
      "price": 9.6025,
      "d1_pct": 0.52,
      "w1_pct": -0.26,
      "m1_pct": -1.97,
      "country": "UK",
      "duration": "mixed"
    },
    "Eurozone Govt Bonds": {
      "price": 139.23,
      "d1_pct": 0.91,
      "w1_pct": -1.02,
      "m1_pct": -2.27,
      "country": "Eurozone",
      "duration": "mixed"
    },
    "US Total Treasury": {
      "price": 22.63,
      "d1_pct": 0.09,
      "w1_pct": -0.31,
      "m1_pct": -1.01,
      "country": "US",
      "duration": "mixed"
    }
  },
  "news": [
    {
      "headline": "\u2018We have longevity in the family\u2019: My sister is turning 67. Should she wait until 70 to claim Social Security?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/we-have-longevity-in-the-family-my-sister-is-turning-67-should-she-wait-until-70-to-claim-social-security-812087a4?mod=mw_rss_topstories",
      "datetime": 1779441300,
      "category": "general"
    },
    {
      "headline": "Stay ahead of the crowds with this ultimate summer road-trip checklist",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/stay-ahead-of-the-crowds-with-this-ultimate-summer-road-trip-checklist-883a7ec0?mod=mw_rss_topstories",
      "datetime": 1779440520,
      "category": "general"
    },
    {
      "headline": "Real estate mogul Mauricio Umansky says \u2018Reaganomics\u2019 is the answer to housing affordability problem",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/real-estate-mogul-mauricio-umansky-says-reaganomics-is-the-answer-to-housing-affordability-problem-233fc12d?mod=mw_rss_topstories",
      "datetime": 1779440460,
      "category": "general"
    },
    {
      "headline": "\u2018Buffett Indicator\u2019 warns of a market top \u2014 8 crucial signs that stocks are running on fumes",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/buffett-indicator-warns-of-a-market-top-8-crucial-signs-that-stocks-are-running-on-fumes-12e4b4d8?mod=mw_rss_topstories",
      "datetime": 1779412980,
      "category": "general"
    },
    {
      "headline": "Stocks tread water \u2014 but a wave of volatility is building",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/stocks-tread-water-but-a-wave-of-volatility-is-building-3a337d90?mod=mw_rss_topstories",
      "datetime": 1779409260,
      "category": "general"
    },
    {
      "headline": "SpaceX has a lot riding on its imminent Starship rocket launch",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/spacex-has-a-lot-riding-on-its-imminent-starship-rocket-launch-fd24bf48?mod=mw_rss_topstories",
      "datetime": 1779408420,
      "category": "general"
    },
    {
      "headline": "I\u2019m selling my $1 million home. Will my agent really charge less than a 6% commission?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/im-selling-my-1-million-maui-home-will-my-agent-charge-me-less-than-a-6-commission-ed06c0f1?mod=mw_rss_topstories",
      "datetime": 1779404400,
      "category": "general"
    },
    {
      "headline": "Your bond portfolio is facing a \u2018termite\u2019 infestation far worse than Jamie Dimon\u2019s \u2018cockroaches\u2019",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/credit-termites-are-lurking-in-the-bond-market-and-eating-away-at-your-portfolio-3f6be6e9?mod=mw_rss_topstories",
      "datetime": 1779402780,
      "category": "general"
    },
    {
      "headline": "Nvidia can deliver chips \u2014 but it can\u2019t buy Big Tech out of its credit and power-grid crisis",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/nvidia-can-deliver-chips-but-it-cant-buy-big-tech-out-of-its-credit-and-power-grid-crisis-9c114e62?mod=mw_rss_topstories",
      "datetime": 1779402720,
      "category": "general"
    },
    {
      "headline": "The bond market just flipped the script on investors \u2014 Wall Street is acting like nothing\u2019s wrong",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/the-bond-market-just-flipped-the-script-on-investors-wall-street-is-acting-like-nothings-wrong-f321cc5b?mod=mw_rss_topstories",
      "datetime": 1779402600,
      "category": "general"
    },
    {
      "headline": "Morrisons planning to close 100 stores in next few months",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c3623ny298xo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779438304,
      "category": "general"
    },
    {
      "headline": "Stop blaming young people for being unemployed, says Amazon's UK boss",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c0l2x5351n4o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779441785,
      "category": "general"
    },
    {
      "headline": "Borrowing in April hit highest level since Covid",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/ce9py7nx8j4o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779442573,
      "category": "general"
    },
    {
      "headline": "Musk's SpaceX postpones Starship launch as mega share sale looms",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cy42w782ejvo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779418632,
      "category": "general"
    },
    {
      "headline": "'Monitoring the situation': Why young men are drawn to prediction markets",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c93xv27kpwxo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779404983,
      "category": "general"
    },
    {
      "headline": "Love factually: Dating start-ups promise to cut the cheats",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cnvpme6811do?at_medium=RSS&at_campaign=rss",
      "datetime": 1779405258,
      "category": "general"
    },
    {
      "headline": "Queues at Dover start to build in first holiday getaway since new EU checks",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cpqpygjwywjo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779440695,
      "category": "general"
    },
    {
      "headline": "UK police bosses say unsafe social media platforms should be blocked for under-16s",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c4gv0qg2levo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779404874,
      "category": "general"
    },
    {
      "headline": "Police to score train firms on tackling sexual harassment",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cg4pew075xpo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779404738,
      "category": "general"
    },
    {
      "headline": "Meta settles social media addiction case with US school district",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cgepze483pqo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779395699,
      "category": "general"
    }
  ],
  "calendar": [
    {
      "date": "2026-05-15",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Baker Hughes Oil Rig Count (05/16)",
      "prev": "410",
      "fcast": "\u2014",
      "act": "415",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Venable Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NY Fed Services Activity Index (May)",
      "prev": "-14",
      "fcast": "\u2014",
      "act": "-5.8",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NAHB Housing Market Index (May)",
      "prev": "34",
      "fcast": "35",
      "act": "37",
      "imp": "orange",
      "beat": "beat",
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "3-Month Bill Auction",
      "prev": "3.61%",
      "fcast": "\u2014",
      "act": "3.600%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "6-Month Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.615%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Foreign Bond Investment (Mar)",
      "prev": "$2.6B",
      "fcast": "\u2014",
      "act": "$13.5B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Net Long-term TIC Flows (Mar)",
      "prev": "$57B",
      "fcast": "\u2014",
      "act": "$81.3B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Overall Net Capital Flows (Mar)",
      "prev": "$182.7B",
      "fcast": "\u2014",
      "act": "$150.7B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "08:15",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "ADP Employment Change Weekly",
      "prev": "33.0K",
      "fcast": "\u2014",
      "act": "42.25K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "08:55",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Redbook YoY (05/17)",
      "prev": "9.6%",
      "fcast": "\u2014",
      "act": "8.1%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "09:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Waller Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales MoM (Apr)",
      "prev": "1.7%",
      "fcast": "1%",
      "act": "1.4%",
      "imp": "orange",
      "beat": "beat",
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales YoY (Apr)",
      "prev": "-1.1%",
      "fcast": "\u2014",
      "act": "3.2%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "6-Week Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.580%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "16:55",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "API Crude Oil Stock Change (05/16)",
      "prev": "-2.188M",
      "fcast": "-3.4M",
      "act": "-9.1M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "19:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Paulson Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "19:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Venable Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA 30-Year Mortgage Rate (05/16)",
      "prev": "6.46%",
      "fcast": "\u2014",
      "act": "6.56%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Applications (05/16)",
      "prev": "1.7%",
      "fcast": "\u2014",
      "act": "-2.3%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Market Index (05/16)",
      "prev": "290.1",
      "fcast": "\u2014",
      "act": "283.5",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Refinance Index (05/16)",
      "prev": "921.1",
      "fcast": "\u2014",
      "act": "920.2",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Purchase Index (05/16)",
      "prev": "177.7",
      "fcast": "\u2014",
      "act": "170.4",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "08:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Paulson Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:15",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Barr Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Imports Change (05/16)",
      "prev": "-0.318M",
      "fcast": "\u2014",
      "act": "0.003M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Stocks Change (05/16)",
      "prev": "-4.306M",
      "fcast": "-2.9M",
      "act": "-7.864M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Cushing Crude Oil Stocks Change (05/16)",
      "prev": "-1.702M",
      "fcast": "\u2014",
      "act": "-1.604M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Fuel Production Change (05/16)",
      "prev": "-0.124M",
      "fcast": "\u2014",
      "act": "0.214M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Stocks Change (05/16)",
      "prev": "0.19M",
      "fcast": "-1.1M",
      "act": "0.372M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Production Change (05/16)",
      "prev": "0.222M",
      "fcast": "\u2014",
      "act": "-0.446M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Stocks Change (05/16)",
      "prev": "-4.084M",
      "fcast": "-2.1M",
      "act": "-1.548M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Heating Oil Stocks Change (05/16)",
      "prev": "0.153M",
      "fcast": "\u2014",
      "act": "0.021M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Refinery Crude Runs Change (05/16)",
      "prev": "0.37M",
      "fcast": "\u2014",
      "act": "-0.08M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "17-Week Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.590%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "20-Year Bond Auction",
      "prev": "4.883%",
      "fcast": "\u2014",
      "act": "5.122%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "14:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "FOMC Minutes",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits MoM Prel (Apr)",
      "prev": "-11.5%",
      "fcast": "\u2014",
      "act": "5.8%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits Prel (Apr)",
      "prev": "1.363M",
      "fcast": "1.39M",
      "act": "1.442M",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Continuing Jobless Claims (05/09)",
      "prev": "1,776K",
      "fcast": "1790K",
      "act": "1,782K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Housing Starts (Apr)",
      "prev": "1.502M",
      "fcast": "1.41M",
      "act": "1.465M",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Housing Starts MoM (Apr)",
      "prev": "12.0%",
      "fcast": "\u2014",
      "act": "-2.8%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Initial Jobless Claims (05/16)",
      "prev": "212K",
      "fcast": "210K",
      "act": "209K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Jobless Claims 4-week Average (05/16)",
      "prev": "204.00K",
      "fcast": "\u2014",
      "act": "202.50K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philadelphia Fed Manufacturing Index (May)",
      "prev": "26.7",
      "fcast": "18",
      "act": "-0.4",
      "imp": "orange",
      "beat": "miss",
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Business Conditions (May)",
      "prev": "40.8",
      "fcast": "\u2014",
      "act": "53.2",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed CAPEX Index (May)",
      "prev": "35.20",
      "fcast": "\u2014",
      "act": "30.90",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Employment (May)",
      "prev": "-5.1",
      "fcast": "\u2014",
      "act": "-2.8",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed New Orders (May)",
      "prev": "33.0",
      "fcast": "\u2014",
      "act": "-1.7",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Prices Paid (May)",
      "prev": "59.30",
      "fcast": "\u2014",
      "act": "47.90",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Natural Gas Stocks Change (05/16)",
      "prev": "85B",
      "fcast": "95Bcf",
      "act": "101B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Composite Index (May)",
      "prev": "10",
      "fcast": "\u2014",
      "act": "8",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Manufacturing Index (May)",
      "prev": "10",
      "fcast": "\u2014",
      "act": "9",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "4-Week Bill Auction",
      "prev": "3.605%",
      "fcast": "\u2014",
      "act": "3.610%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "8-Week Bill Auction",
      "prev": "3.610%",
      "fcast": "\u2014",
      "act": "3.600%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "15-Year Mortgage Rate (05/22)",
      "prev": "5.71%",
      "fcast": "\u2014",
      "act": "5.85%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "30-Year Mortgage Rate (05/22)",
      "prev": "6.36%",
      "fcast": "\u2014",
      "act": "6.51%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "10-Year TIPS Auction",
      "prev": "1.896%",
      "fcast": "\u2014",
      "act": "2.169%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "16:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Balance Sheet (05/21)",
      "prev": "$6.728T",
      "fcast": "\u2014",
      "act": "$6.714T",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-22",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "CB Leading Index MoM (Apr)",
      "prev": "-0.6%",
      "fcast": "-0.2%",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    }
  ],
  "policy_rates": {
    "US": 4.5,
    "Eurozone": 2.65,
    "UK": 4.5,
    "Japan": 0.5,
    "Switzerland": 0.25,
    "Canada": 2.75,
    "Australia": 3.85,
    "New Zealand": 3.5,
    "Sweden": 2.25,
    "Norway": 4.5
  },
  "macro": {
    "US": {
      "cpi": "2.8%",
      "cpiP": "3.0%",
      "gdp": "2.4%",
      "gdpT": "Q1 2025",
      "unemp": "4.2%",
      "unempT": "Jun 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Jul 30",
      "pricing": "1 cut by Sep"
    },
    "Eurozone": {
      "cpi": "2.1%",
      "cpiP": "2.2%",
      "gdp": "1.0%",
      "gdpT": "Q1 2025",
      "unemp": "6.3%",
      "unempT": "May 2025",
      "stance": "Dovish Easing",
      "last": "Cut to 2.65%",
      "next": "Jul 17",
      "pricing": "1 more cut 2025"
    },
    "UK": {
      "cpi": "3.5%",
      "cpiP": "3.3%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.4%",
      "unempT": "May 2025",
      "stance": "Cautious Hold",
      "last": "Hold 4.50%",
      "next": "Aug 7",
      "pricing": "1 cut by Nov"
    },
    "Japan": {
      "cpi": "3.6%",
      "cpiP": "3.2%",
      "gdp": "-0.7%",
      "gdpT": "Q1 2025",
      "unemp": "2.5%",
      "unempT": "May 2025",
      "stance": "Gradual Tightening",
      "last": "Hold 0.50%",
      "next": "Jul 31",
      "pricing": "Hike to 0.75% H2"
    },
    "Switzerland": {
      "cpi": "0.6%",
      "cpiP": "0.3%",
      "gdp": "1.4%",
      "gdpT": "Q1 2025",
      "unemp": "2.8%",
      "unempT": "Jun 2025",
      "stance": "Neutral",
      "last": "Cut to 0.25%",
      "next": "Sep 18",
      "pricing": "Hold through 2025"
    },
    "Canada": {
      "cpi": "2.9%",
      "cpiP": "2.7%",
      "gdp": "1.7%",
      "gdpT": "Q1 2025",
      "unemp": "6.7%",
      "unempT": "Jun 2025",
      "stance": "Easing",
      "last": "Cut to 2.75%",
      "next": "Jul 30",
      "pricing": "1 more cut 2025"
    },
    "Australia": {
      "cpi": "2.4%",
      "cpiP": "2.8%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.0%",
      "unempT": "May 2025",
      "stance": "Easing",
      "last": "Cut to 3.85%",
      "next": "Aug 5",
      "pricing": "1-2 cuts by Dec"
    },
    "New Zealand": {
      "cpi": "2.5%",
      "cpiP": "2.2%",
      "gdp": "0.7%",
      "gdpT": "Q1 2025",
      "unemp": "5.1%",
      "unempT": "Q1 2025",
      "stance": "Easing Cycle",
      "last": "Cut to 3.50%",
      "next": "Jul 9",
      "pricing": "2 more cuts 2025"
    },
    "Sweden": {
      "cpi": "2.3%",
      "cpiP": "2.5%",
      "gdp": "1.1%",
      "gdpT": "Q1 2025",
      "unemp": "8.9%",
      "unempT": "May 2025",
      "stance": "Dovish Hold",
      "last": "Hold 2.25%",
      "next": "Aug 20",
      "pricing": "Hold through 2025"
    },
    "Norway": {
      "cpi": "2.7%",
      "cpiP": "2.8%",
      "gdp": "1.5%",
      "gdpT": "Q1 2025",
      "unemp": "4.1%",
      "unempT": "May 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Aug 14",
      "pricing": "Cut Q4 2025"
    }
  },
  "sentiment": {},
  "scenarios": {},
  "gov_bonds": {}
}