{
  "generated_at": "2026-10-28T14:12:53.942492Z",
  "yields": {
    "US": {
      "y1m": null,
      "y3m": 4.03,
      "y6m": null,
      "y1": null,
      "y2": 4.327,
      "y3": null,
      "y5": 4.855,
      "y7": null,
      "y10": 4.999,
      "y20": null,
      "y30": 5.296
    },
    "US_yf": {
      "US_3M": {
        "price": 4.03,
        "prev_close": 4.04,
        "change_pct": -0.25,
        "timestamp": "2026-10-28 00:00:00"
      },
      "US_5Y": {
        "price": 4.855,
        "prev_close": 4.84,
        "change_pct": 0.31,
        "timestamp": "2026-10-28 00:00:00"
      },
      "US_10Y": {
        "price": 4.999,
        "prev_close": 4.993,
        "change_pct": 0.12,
        "timestamp": "2026-10-28 00:00:00"
      },
      "US_30Y": {
        "price": 5.296,
        "prev_close": 5.305,
        "change_pct": -0.17,
        "timestamp": "2026-10-28 00:00:00"
      }
    }
  },
  "commodities": {
    "gold": {
      "price": 4061.3999,
      "d1_pct": -0.32,
      "w1_pct": -2.13,
      "m1_pct": -2.83,
      "unit": "$/oz"
    },
    "silver": {
      "price": 53.915,
      "d1_pct": -0.7,
      "w1_pct": -6.11,
      "m1_pct": -11.13,
      "unit": "$/oz"
    },
    "wti": {
      "price": 101.95,
      "d1_pct": 2.05,
      "w1_pct": 4.94,
      "m1_pct": 14.06,
      "unit": "$/bbl"
    },
    "brent": {
      "price": 111.4,
      "d1_pct": -2.18,
      "w1_pct": 2.37,
      "m1_pct": 8.59,
      "unit": "$/bbl"
    },
    "natgas": {
      "price": 3.062,
      "d1_pct": 13.53,
      "w1_pct": 9.75,
      "m1_pct": 1.69,
      "unit": "$/MMBtu"
    },
    "copper": {
      "price": 6.6575,
      "d1_pct": 0.54,
      "w1_pct": 1.75,
      "m1_pct": 1.74,
      "unit": "$/lb"
    },
    "wheat": {
      "price": 607.0,
      "d1_pct": -0.53,
      "w1_pct": -3.38,
      "m1_pct": -12.38,
      "unit": "\u00a2/bu"
    },
    "corn": {
      "price": 453.5,
      "d1_pct": 1.06,
      "w1_pct": -2.1,
      "m1_pct": -13.12,
      "unit": "\u00a2/bu"
    }
  },
  "etfs": {
    "S&P 500": {
      "price": 770.65,
      "d1_pct": 0.13,
      "w1_pct": -0.32,
      "m1_pct": 0.84
    },
    "Nasdaq 100": {
      "price": 721.5201,
      "d1_pct": 0.04,
      "w1_pct": -0.51,
      "m1_pct": -2.22
    },
    "Russell 2000": {
      "price": 280.6,
      "d1_pct": 0.15,
      "w1_pct": 1.49,
      "m1_pct": 0.57
    },
    "EM Equities": {
      "price": 63.16,
      "d1_pct": 1.02,
      "w1_pct": -0.64,
      "m1_pct": -6.29
    },
    "China Large Cap": {
      "price": 32.435,
      "d1_pct": -0.2,
      "w1_pct": -1.53,
      "m1_pct": -4.21
    },
    "Japan Equities": {
      "price": 94.39,
      "d1_pct": -0.9,
      "w1_pct": -1.39,
      "m1_pct": -2.2
    },
    "Brazil Equities": {
      "price": 33.85,
      "d1_pct": -1.31,
      "w1_pct": -20.37,
      "m1_pct": -7.18
    },
    "Germany Equities": {
      "price": 41.61,
      "d1_pct": 0.22,
      "w1_pct": -0.22,
      "m1_pct": -0.69
    },
    "UK Equities": {
      "price": 47.3,
      "d1_pct": 0.23,
      "w1_pct": -0.82,
      "m1_pct": 0.96
    },
    "US Dollar Index": {
      "price": 29.1298,
      "d1_pct": 0.03,
      "w1_pct": 0.73,
      "m1_pct": 1.32
    },
    "Euro ETF": {
      "price": 102.78,
      "d1_pct": -0.06,
      "w1_pct": -0.9,
      "m1_pct": -1.71
    },
    "Yen ETF": {
      "price": 57.982,
      "d1_pct": -0.2,
      "w1_pct": 0.14,
      "m1_pct": -0.49
    },
    "GBP ETF": {
      "price": 128.1,
      "d1_pct": 0.0,
      "w1_pct": -0.57,
      "m1_pct": 0.76
    },
    "AUD ETF": {
      "price": 69.6354,
      "d1_pct": -0.01,
      "w1_pct": -0.08,
      "m1_pct": 0.71
    },
    "CAD ETF": {
      "price": 69.53,
      "d1_pct": 0.0,
      "w1_pct": 0.0,
      "m1_pct": 0.95
    },
    "Gold ETF": {
      "price": 371.03,
      "d1_pct": -0.34,
      "w1_pct": -2.09,
      "m1_pct": -3.1
    },
    "Oil ETF": {
      "price": 166.84,
      "d1_pct": 1.81,
      "w1_pct": 4.41,
      "m1_pct": 16.39
    },
    "Agriculture ETF": {
      "price": 27.265,
      "d1_pct": -0.49,
      "w1_pct": -3.04,
      "m1_pct": -3.49
    },
    "Energy Sector": {
      "price": 68.315,
      "d1_pct": 0.15,
      "w1_pct": 0.23,
      "m1_pct": 11.01
    },
    "Financials Sector": {
      "price": 56.02,
      "d1_pct": 0.25,
      "w1_pct": -0.04,
      "m1_pct": 3.72
    }
  },
  "fx": {
    "EURUSD": {
      "price": 1.1136,
      "d1_pct": -0.34,
      "w1_pct": -0.81,
      "m1_pct": -2.08
    },
    "GBPUSD": {
      "price": 1.3293,
      "d1_pct": -0.39,
      "w1_pct": -0.6,
      "m1_pct": 0.3
    },
    "USDJPY": {
      "price": 158.193,
      "d1_pct": 0.42,
      "w1_pct": -0.05,
      "m1_pct": 0.53
    },
    "USDCHF": {
      "price": 0.8303,
      "d1_pct": 0.33,
      "w1_pct": 0.57,
      "m1_pct": -0.17
    },
    "AUDUSD": {
      "price": 0.7042,
      "d1_pct": 0.33,
      "w1_pct": 0.51,
      "m1_pct": 0.37
    },
    "NZDUSD": {
      "price": 0.5619,
      "d1_pct": -1.22,
      "w1_pct": -1.04,
      "m1_pct": -0.79
    },
    "USDCAD": {
      "price": 1.4045,
      "d1_pct": 0.23,
      "w1_pct": -0.15,
      "m1_pct": -0.93
    },
    "USDSEK": {
      "price": 9.9304,
      "d1_pct": -0.23,
      "w1_pct": 0.22,
      "m1_pct": -0.29
    },
    "USDNOK": {
      "price": 9.2918,
      "d1_pct": -0.21,
      "w1_pct": -1.18,
      "m1_pct": -2.56
    },
    "USDCNY": {
      "price": 6.6544,
      "d1_pct": -0.23,
      "w1_pct": -0.35,
      "m1_pct": -0.83
    },
    "USDMXN": {
      "price": 18.6561,
      "d1_pct": 0.57,
      "w1_pct": 1.26,
      "m1_pct": 3.81
    },
    "USDBRL": {
      "price": 5.3148,
      "d1_pct": -1.08,
      "w1_pct": 5.82,
      "m1_pct": 1.76
    },
    "USDZAR": {
      "price": 16.6545,
      "d1_pct": 0.14,
      "w1_pct": 1.61,
      "m1_pct": 1.52
    },
    "USDINR": {
      "price": 95.21,
      "d1_pct": 0.02,
      "w1_pct": 0.52,
      "m1_pct": -0.8
    },
    "USDKRW": {
      "price": 1341.27,
      "d1_pct": 1.25,
      "w1_pct": 1.31,
      "m1_pct": -1.35
    },
    "USDTRY": {
      "price": 49.8336,
      "d1_pct": 0.11,
      "w1_pct": 0.5,
      "m1_pct": 1.71
    },
    "USDPLN": {
      "price": 3.9555,
      "d1_pct": 0.42,
      "w1_pct": 1.73,
      "m1_pct": 2.96
    },
    "USDHUF": {
      "price": 329.569,
      "d1_pct": 0.43,
      "w1_pct": 1.72,
      "m1_pct": 2.11
    },
    "USDCZK": {
      "price": 21.884,
      "d1_pct": 0.5,
      "w1_pct": 1.22,
      "m1_pct": 2.12
    },
    "USDSGD": {
      "price": 1.2824,
      "d1_pct": 0.12,
      "w1_pct": 0.35,
      "m1_pct": 0.4
    },
    "USDIDR": {
      "price": 18183.0,
      "d1_pct": 0.21,
      "w1_pct": 1.1,
      "m1_pct": 1.13
    },
    "USDTHB": {
      "price": 33.76,
      "d1_pct": 0.0,
      "w1_pct": 0.48,
      "m1_pct": 0.48
    },
    "DXY": {
      "price": 102.348,
      "d1_pct": 0.03,
      "w1_pct": 0.56,
      "m1_pct": 0.96
    }
  },
  "volatility": {
    "VIX (S&P 500 Vol)": {
      "price": 17.53,
      "prev_close": 17.52,
      "change_pct": 0.06,
      "timestamp": "2026-10-28 00:00:00"
    },
    "VXN (Nasdaq Vol)": {
      "price": 24.97,
      "prev_close": 24.91,
      "change_pct": 0.24,
      "timestamp": "2026-10-28 00:00:00"
    },
    "MOVE (Bond Vol)": {
      "price": 93.4364,
      "prev_close": 97.87,
      "change_pct": -4.53,
      "timestamp": "2026-10-28 00:00:00"
    },
    "VIX Short-Term ETF": {
      "price": 17.13,
      "prev_close": 17.39,
      "change_pct": -1.5,
      "timestamp": "2026-10-28 00:00:00"
    }
  },
  "bond_etfs": {
    "US 20Y+ Treasury": {
      "price": 81.61,
      "d1_pct": -0.02,
      "w1_pct": 1.71,
      "m1_pct": 4.74,
      "country": "US",
      "duration": "long"
    },
    "US 7-10Y Treasury": {
      "price": 90.965,
      "d1_pct": -0.15,
      "w1_pct": 0.81,
      "m1_pct": 2.04,
      "country": "US",
      "duration": "medium"
    },
    "US 1-3Y Treasury": {
      "price": 81.415,
      "d1_pct": -0.04,
      "w1_pct": 0.15,
      "m1_pct": 0.61,
      "country": "US",
      "duration": "short"
    },
    "UK Gilts": {
      "price": 9.615,
      "d1_pct": 0.21,
      "w1_pct": 0.47,
      "m1_pct": 1.34,
      "country": "UK",
      "duration": "mixed"
    },
    "Eurozone Govt Bonds": {
      "price": 128.68,
      "d1_pct": 0.31,
      "w1_pct": 1.72,
      "m1_pct": 0.7,
      "country": "Eurozone",
      "duration": "mixed"
    },
    "US Total Treasury": {
      "price": 22.1897,
      "d1_pct": -0.09,
      "w1_pct": 0.59,
      "m1_pct": 1.7,
      "country": "US",
      "duration": "mixed"
    }
  },
  "news": [
    {
      "headline": "\u2018When do I sell my stocks?\u2019 Ignore the noise and focus on these things.",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/when-do-i-sell-my-stocks-ignore-the-noise-and-focus-on-these-things-5f4ca5aa?mod=mw_rss_topstories",
      "datetime": 1793196600,
      "category": "general"
    },
    {
      "headline": "Is that used EV worth the price? This checklist could save you thousands of dollars.",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/is-that-used-ev-worth-the-price-this-checklist-could-save-you-thousands-of-dollars-2e1ab876?mod=mw_rss_topstories",
      "datetime": 1793195580,
      "category": "general"
    },
    {
      "headline": "Want guaranteed income in retirement without an annuity? Try laddering I bonds.",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/how-to-use-i-bonds-to-create-guaranteed-inflation-proof-income-in-retirement-50753fea?mod=mw_rss_topstories",
      "datetime": 1793194020,
      "category": "general"
    },
    {
      "headline": "11 bargain-priced stocks of companies that have huge growth potential over the next two years",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/11-bargain-priced-stocks-of-companies-that-have-huge-growth-potential-over-the-next-two-years-d62618e6?mod=mw_rss_topstories",
      "datetime": 1793192040,
      "category": "general"
    },
    {
      "headline": "Vertiv earnings just sent an upbeat signal about AI ahead of Big Tech results",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/vertiv-earnings-just-sent-an-upbeat-signal-about-ai-ahead-of-big-tech-results-5714a105?mod=mw_rss_topstories",
      "datetime": 1793191680,
      "category": "general"
    },
    {
      "headline": "We are in our 70s. Should we pay off our 2.5% mortgage early or build up our savings?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/we-are-in-our-70s-should-we-pay-off-our-2-5-mortgage-or-build-up-our-savings-5a35e9c1?mod=mw_rss_topstories",
      "datetime": 1793191500,
      "category": "general"
    },
    {
      "headline": "SK Hynix delivered on third-quarter results \u2014 but the outlook is what really mattered to Wall Street and the AI trade",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/sk-hynix-delivered-on-third-quarter-results-but-the-outlook-is-what-really-mattered-to-wall-street-and-the-ai-trade-2fde9a57?mod=mw_rss_topstories",
      "datetime": 1793190840,
      "category": "general"
    },
    {
      "headline": "My wife cried when I found out she had only $80,000 in her 401(k). I have $2.2 million. Am I wrong to be shocked?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/my-wife-has-only-80-000-saved-for-retirement-i-have-2-2-million-am-i-wrong-to-be-shocked-3e27b490?mod=mw_rss_topstories",
      "datetime": 1793190600,
      "category": "general"
    },
    {
      "headline": "My abusive ex-husband promised $20,000 for our kids\u2019 education. Now he refuses to pay. Is he legally obligated?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/my-abusive-ex-husband-promised-20-000-for-our-kids-education-now-he-refuses-to-pay-is-he-legally-obligated-325ef50f?mod=mw_rss_topstories",
      "datetime": 1793190600,
      "category": "general"
    },
    {
      "headline": "The AI boom is starting to break time-tested stock-market signals",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/the-ai-boom-is-starting-to-break-time-tested-stock-market-signals-b172d67e?mod=mw_rss_topstories",
      "datetime": 1793186700,
      "category": "general"
    },
    {
      "headline": "Your pay, energy bills and savings: How the Budget affects you",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/cr0j05vxlwjzo?at_medium=RSS&at_campaign=rss",
      "datetime": 1793195467,
      "category": "general"
    },
    {
      "headline": "I get \u00a34,062 a year and am trying my best - here's what I want from the Budget",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/cmx235r9wr3yo?at_medium=RSS&at_campaign=rss",
      "datetime": 1793187026,
      "category": "general"
    },
    {
      "headline": "Budget 2026: Key points at a glance",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/c6x2zrjl7kjno?at_medium=RSS&at_campaign=rss",
      "datetime": 1793195309,
      "category": "general"
    },
    {
      "headline": "You may get the right to find out what your colleagues earn - here's why",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/cmq8nwvj92jdo?at_medium=RSS&at_campaign=rss",
      "datetime": 1793184159,
      "category": "general"
    },
    {
      "headline": "'An annoying buzz': The search for stealthier drones",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/ck1exgejq3xvo?at_medium=RSS&at_campaign=rss",
      "datetime": 1793145670,
      "category": "general"
    },
    {
      "headline": "Luxury cruise passengers stranded in Cambodia due to soaring fuel costs",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/cwj342k62exyo?at_medium=RSS&at_campaign=rss",
      "datetime": 1793183482,
      "category": "general"
    },
    {
      "headline": "China's families are now supporting more old people than kids",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/cr20wzwyzl1qo?at_medium=RSS&at_campaign=rss",
      "datetime": 1793142968,
      "category": "general"
    },
    {
      "headline": "Donald Trump's biggest economic problem looks strangely familiar",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/cwvg0ddz1z77o?at_medium=RSS&at_campaign=rss",
      "datetime": 1793080871,
      "category": "general"
    },
    {
      "headline": "Rise in sales of radios and tinned foods, say retailers, after call to stock up",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/c5rmy84np001o?at_medium=RSS&at_campaign=rss",
      "datetime": 1793082791,
      "category": "general"
    },
    {
      "headline": "Landline switchover could cut people off in emergency, minister warned",
      "source": "BBC Business",
      "url": "https://www.bbc.co.uk/news/articles/c6x29g1nlr51o?at_medium=RSS&at_campaign=rss",
      "datetime": 1793134488,
      "category": "general"
    }
  ],
  "calendar": [
    {
      "date": "2026-10-28",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "[Calendar sources unavailable]",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null
    }
  ],
  "policy_rates": {
    "US": 4.5,
    "Eurozone": 2.65,
    "UK": 4.5,
    "Japan": 0.5,
    "Switzerland": 0.25,
    "Canada": 2.75,
    "Australia": 3.85,
    "New Zealand": 3.5,
    "Sweden": 2.25,
    "Norway": 4.5
  },
  "macro": {
    "US": {
      "cpi": "2.8%",
      "cpiP": "3.0%",
      "gdp": "2.4%",
      "gdpT": "Q1 2025",
      "unemp": "4.2%",
      "unempT": "Jun 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Jul 30",
      "pricing": "1 cut by Sep"
    },
    "Eurozone": {
      "cpi": "2.1%",
      "cpiP": "2.2%",
      "gdp": "1.0%",
      "gdpT": "Q1 2025",
      "unemp": "6.3%",
      "unempT": "May 2025",
      "stance": "Dovish Easing",
      "last": "Cut to 2.65%",
      "next": "Jul 17",
      "pricing": "1 more cut 2025"
    },
    "UK": {
      "cpi": "3.5%",
      "cpiP": "3.3%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.4%",
      "unempT": "May 2025",
      "stance": "Cautious Hold",
      "last": "Hold 4.50%",
      "next": "Aug 7",
      "pricing": "1 cut by Nov"
    },
    "Japan": {
      "cpi": "3.6%",
      "cpiP": "3.2%",
      "gdp": "-0.7%",
      "gdpT": "Q1 2025",
      "unemp": "2.5%",
      "unempT": "May 2025",
      "stance": "Gradual Tightening",
      "last": "Hold 0.50%",
      "next": "Jul 31",
      "pricing": "Hike to 0.75% H2"
    },
    "Switzerland": {
      "cpi": "0.6%",
      "cpiP": "0.3%",
      "gdp": "1.4%",
      "gdpT": "Q1 2025",
      "unemp": "2.8%",
      "unempT": "Jun 2025",
      "stance": "Neutral",
      "last": "Cut to 0.25%",
      "next": "Sep 18",
      "pricing": "Hold through 2025"
    },
    "Canada": {
      "cpi": "2.9%",
      "cpiP": "2.7%",
      "gdp": "1.7%",
      "gdpT": "Q1 2025",
      "unemp": "6.7%",
      "unempT": "Jun 2025",
      "stance": "Easing",
      "last": "Cut to 2.75%",
      "next": "Jul 30",
      "pricing": "1 more cut 2025"
    },
    "Australia": {
      "cpi": "2.4%",
      "cpiP": "2.8%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.0%",
      "unempT": "May 2025",
      "stance": "Easing",
      "last": "Cut to 3.85%",
      "next": "Aug 5",
      "pricing": "1-2 cuts by Dec"
    },
    "New Zealand": {
      "cpi": "2.5%",
      "cpiP": "2.2%",
      "gdp": "0.7%",
      "gdpT": "Q1 2025",
      "unemp": "5.1%",
      "unempT": "Q1 2025",
      "stance": "Easing Cycle",
      "last": "Cut to 3.50%",
      "next": "Jul 9",
      "pricing": "2 more cuts 2025"
    },
    "Sweden": {
      "cpi": "2.3%",
      "cpiP": "2.5%",
      "gdp": "1.1%",
      "gdpT": "Q1 2025",
      "unemp": "8.9%",
      "unempT": "May 2025",
      "stance": "Dovish Hold",
      "last": "Hold 2.25%",
      "next": "Aug 20",
      "pricing": "Hold through 2025"
    },
    "Norway": {
      "cpi": "2.7%",
      "cpiP": "2.8%",
      "gdp": "1.5%",
      "gdpT": "Q1 2025",
      "unemp": "4.1%",
      "unempT": "May 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Aug 14",
      "pricing": "Cut Q4 2025"
    }
  },
  "sentiment": {},
  "scenarios": {},
  "gov_bonds": {}
}