{
  "generated_at": "2026-05-22T22:55:34.912679Z",
  "yields": {
    "US": {
      "y1m": null,
      "y3m": 3.585,
      "y6m": null,
      "y1": null,
      "y2": 3.827,
      "y3": null,
      "y5": 4.256,
      "y7": null,
      "y10": 4.558,
      "y20": null,
      "y30": 5.064
    },
    "US_yf": {
      "US_3M": {
        "price": 3.585,
        "prev_close": 3.582,
        "change_pct": 0.08,
        "timestamp": "2026-05-22 00:00:00"
      },
      "US_5Y": {
        "price": 4.256,
        "prev_close": 4.257,
        "change_pct": -0.02,
        "timestamp": "2026-05-22 00:00:00"
      },
      "US_10Y": {
        "price": 4.558,
        "prev_close": 4.586,
        "change_pct": -0.61,
        "timestamp": "2026-05-22 00:00:00"
      },
      "US_30Y": {
        "price": 5.064,
        "prev_close": 5.112,
        "change_pct": -0.94,
        "timestamp": "2026-05-22 00:00:00"
      }
    }
  },
  "commodities": {
    "gold": {
      "price": 4510.5,
      "d1_pct": -0.65,
      "w1_pct": -0.99,
      "m1_pct": -4.14,
      "unit": "$/oz"
    },
    "silver": {
      "price": 75.915,
      "d1_pct": -0.65,
      "w1_pct": -1.61,
      "m1_pct": 0.6,
      "unit": "$/oz"
    },
    "wti": {
      "price": 97.0,
      "d1_pct": 0.67,
      "w1_pct": -7.99,
      "m1_pct": 1.2,
      "unit": "$/bbl"
    },
    "brent": {
      "price": 103.94,
      "d1_pct": 1.33,
      "w1_pct": -4.87,
      "m1_pct": -1.08,
      "unit": "$/bbl"
    },
    "natgas": {
      "price": 3.034,
      "d1_pct": 0.53,
      "w1_pct": 2.5,
      "m1_pct": 16.07,
      "unit": "$/MMBtu"
    },
    "copper": {
      "price": 6.3805,
      "d1_pct": 1.97,
      "w1_pct": 2.06,
      "m1_pct": 5.02,
      "unit": "$/lb"
    },
    "wheat": {
      "price": 647.0,
      "d1_pct": -0.08,
      "w1_pct": 1.77,
      "m1_pct": 5.94,
      "unit": "\u00a2/bu"
    },
    "corn": {
      "price": 463.75,
      "d1_pct": 0.32,
      "w1_pct": 1.76,
      "m1_pct": 1.81,
      "unit": "\u00a2/bu"
    }
  },
  "etfs": {
    "S&P 500": {
      "price": 745.64,
      "d1_pct": 0.39,
      "w1_pct": 0.88,
      "m1_pct": 5.25
    },
    "Nasdaq 100": {
      "price": 717.54,
      "d1_pct": 0.42,
      "w1_pct": 1.21,
      "m1_pct": 10.15
    },
    "Russell 2000": {
      "price": 285.12,
      "d1_pct": 0.93,
      "w1_pct": 2.71,
      "m1_pct": 3.48
    },
    "EM Equities": {
      "price": 65.88,
      "d1_pct": -0.23,
      "w1_pct": 1.24,
      "m1_pct": 5.66
    },
    "China Large Cap": {
      "price": 35.52,
      "d1_pct": -1.03,
      "w1_pct": -1.88,
      "m1_pct": -2.66
    },
    "Japan Equities": {
      "price": 91.61,
      "d1_pct": 0.26,
      "w1_pct": 0.59,
      "m1_pct": 5.21
    },
    "Brazil Equities": {
      "price": 36.37,
      "d1_pct": -1.73,
      "w1_pct": 0.39,
      "m1_pct": -9.28
    },
    "Germany Equities": {
      "price": 42.91,
      "d1_pct": -0.33,
      "w1_pct": 3.72,
      "m1_pct": 2.36
    },
    "UK Equities": {
      "price": 47.09,
      "d1_pct": -0.53,
      "w1_pct": 3.34,
      "m1_pct": 0.62
    },
    "US Dollar Index": {
      "price": 27.77,
      "d1_pct": 0.14,
      "w1_pct": 0.0,
      "m1_pct": 0.87
    },
    "Euro ETF": {
      "price": 107.1,
      "d1_pct": -0.12,
      "w1_pct": -0.14,
      "m1_pct": -0.62
    },
    "Yen ETF": {
      "price": 57.7,
      "d1_pct": -0.12,
      "w1_pct": -0.26,
      "m1_pct": 0.38
    },
    "GBP ETF": {
      "price": 129.25,
      "d1_pct": 0.05,
      "w1_pct": 0.97,
      "m1_pct": -0.07
    },
    "AUD ETF": {
      "price": 70.64,
      "d1_pct": -0.34,
      "w1_pct": -0.21,
      "m1_pct": 0.03
    },
    "CAD ETF": {
      "price": 70.72,
      "d1_pct": -0.25,
      "w1_pct": -0.46,
      "m1_pct": -0.87
    },
    "Gold ETF": {
      "price": 413.82,
      "d1_pct": -0.76,
      "w1_pct": -0.83,
      "m1_pct": -3.99
    },
    "Oil ETF": {
      "price": 140.92,
      "d1_pct": -1.14,
      "w1_pct": -4.93,
      "m1_pct": 4.6
    },
    "Agriculture ETF": {
      "price": 27.56,
      "d1_pct": -0.18,
      "w1_pct": -0.97,
      "m1_pct": 0.58
    },
    "Energy Sector": {
      "price": 59.49,
      "d1_pct": 0.61,
      "w1_pct": 0.08,
      "m1_pct": 4.41
    },
    "Financials Sector": {
      "price": 51.94,
      "d1_pct": 0.41,
      "w1_pct": 1.64,
      "m1_pct": 0.27
    }
  },
  "fx": {
    "EURUSD": {
      "price": 1.1605,
      "d1_pct": -0.18,
      "w1_pct": -0.49,
      "m1_pct": -0.86
    },
    "GBPUSD": {
      "price": 1.3433,
      "d1_pct": -0.01,
      "w1_pct": 0.31,
      "m1_pct": -0.5
    },
    "USDJPY": {
      "price": 159.155,
      "d1_pct": 0.17,
      "w1_pct": 0.49,
      "m1_pct": -0.21
    },
    "USDCHF": {
      "price": 0.7847,
      "d1_pct": -0.28,
      "w1_pct": 0.07,
      "m1_pct": -0.02
    },
    "AUDUSD": {
      "price": 0.713,
      "d1_pct": -0.29,
      "w1_pct": -1.17,
      "m1_pct": -0.4
    },
    "NZDUSD": {
      "price": 0.5851,
      "d1_pct": -0.29,
      "w1_pct": -0.88,
      "m1_pct": -0.92
    },
    "USDCAD": {
      "price": 1.382,
      "d1_pct": 0.32,
      "w1_pct": 0.43,
      "m1_pct": 0.89
    },
    "USDSEK": {
      "price": 9.3479,
      "d1_pct": 0.12,
      "w1_pct": -1.1,
      "m1_pct": 0.99
    },
    "USDNOK": {
      "price": 9.2447,
      "d1_pct": 0.19,
      "w1_pct": -0.78,
      "m1_pct": -0.88
    },
    "USDCNY": {
      "price": 6.794,
      "d1_pct": -0.1,
      "w1_pct": 0.13,
      "m1_pct": -0.44
    },
    "USDMXN": {
      "price": 17.3225,
      "d1_pct": 0.14,
      "w1_pct": -0.11,
      "m1_pct": -0.53
    },
    "USDBRL": {
      "price": 5.0398,
      "d1_pct": 0.56,
      "w1_pct": 0.71,
      "m1_pct": 1.1
    },
    "USDZAR": {
      "price": 16.4633,
      "d1_pct": 0.16,
      "w1_pct": -1.5,
      "m1_pct": -0.98
    },
    "USDINR": {
      "price": 95.68,
      "d1_pct": -0.88,
      "w1_pct": -0.03,
      "m1_pct": 2.0
    },
    "USDKRW": {
      "price": 1520.53,
      "d1_pct": 1.38,
      "w1_pct": 1.82,
      "m1_pct": 2.88
    },
    "USDTRY": {
      "price": 45.7069,
      "d1_pct": -0.02,
      "w1_pct": 0.47,
      "m1_pct": 1.63
    },
    "USDPLN": {
      "price": 3.6489,
      "d1_pct": 0.05,
      "w1_pct": -0.21,
      "m1_pct": 0.5
    },
    "USDHUF": {
      "price": 309.01,
      "d1_pct": 0.14,
      "w1_pct": 0.95,
      "m1_pct": -0.59
    },
    "USDCZK": {
      "price": 20.907,
      "d1_pct": 0.13,
      "w1_pct": 0.36,
      "m1_pct": 0.61
    },
    "USDSGD": {
      "price": 1.2795,
      "d1_pct": 0.14,
      "w1_pct": -0.14,
      "m1_pct": 0.13
    },
    "USDIDR": {
      "price": 17712.0,
      "d1_pct": 0.3,
      "w1_pct": 1.03,
      "m1_pct": 2.98
    },
    "USDTHB": {
      "price": 32.64,
      "d1_pct": 0.36,
      "w1_pct": 0.72,
      "m1_pct": 1.21
    },
    "DXY": {
      "price": 99.319,
      "d1_pct": 0.13,
      "w1_pct": 0.05,
      "m1_pct": 0.53
    }
  },
  "volatility": {
    "VIX (S&P 500 Vol)": {
      "price": 16.7,
      "prev_close": 16.76,
      "change_pct": -0.36,
      "timestamp": "2026-05-22 00:00:00"
    },
    "VXN (Nasdaq Vol)": {
      "price": 22.82,
      "prev_close": 22.74,
      "change_pct": 0.35,
      "timestamp": "2026-05-22 00:00:00"
    },
    "MOVE (Bond Vol)": {
      "price": 78.4304,
      "prev_close": 79.72,
      "change_pct": -1.62,
      "timestamp": "2026-05-22 00:00:00"
    },
    "VIX Short-Term ETF": {
      "price": 25.43,
      "prev_close": 25.29,
      "change_pct": 0.55,
      "timestamp": "2026-05-22 00:00:00"
    }
  },
  "bond_etfs": {
    "US 20Y+ Treasury": {
      "price": 84.68,
      "d1_pct": 0.55,
      "w1_pct": 1.22,
      "m1_pct": -1.8,
      "country": "US",
      "duration": "long"
    },
    "US 7-10Y Treasury": {
      "price": 93.88,
      "d1_pct": 0.09,
      "w1_pct": 0.4,
      "m1_pct": -1.24,
      "country": "US",
      "duration": "medium"
    },
    "US 1-3Y Treasury": {
      "price": 82.12,
      "d1_pct": -0.02,
      "w1_pct": 0.07,
      "m1_pct": -0.14,
      "country": "US",
      "duration": "short"
    },
    "UK Gilts": {
      "price": 9.61,
      "d1_pct": 2.92,
      "w1_pct": 2.12,
      "m1_pct": 0.38,
      "country": "UK",
      "duration": "mixed"
    },
    "Eurozone Govt Bonds": {
      "price": 139.28,
      "d1_pct": 0.94,
      "w1_pct": 0.85,
      "m1_pct": -0.43,
      "country": "Eurozone",
      "duration": "mixed"
    },
    "US Total Treasury": {
      "price": 22.65,
      "d1_pct": 0.09,
      "w1_pct": 0.35,
      "m1_pct": -0.75,
      "country": "US",
      "duration": "mixed"
    }
  },
  "news": [
    {
      "headline": "I\u2019m selling my $1 million home. Will my agent really charge less than a 6% commission?",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/im-selling-my-1-million-maui-home-will-my-agent-charge-me-less-than-a-6-commission-ed06c0f1?mod=mw_rss_topstories",
      "datetime": 1779486300,
      "category": "general"
    },
    {
      "headline": "Worried about private credit? Stay away from this even riskier investment right now.",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/worried-about-private-credit-stay-away-from-this-even-riskier-investment-right-now-bfb79b43?mod=mw_rss_topstories",
      "datetime": 1779483360,
      "category": "general"
    },
    {
      "headline": "IMAX has bucked the trend as the movie-theater business fades \u2014 here\u2019s why it\u2019s so attractive to would-be buyers",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/imax-has-bucked-the-trend-as-the-movie-theater-business-fades-heres-why-its-so-attractive-to-would-be-buyers-c703b489?mod=mw_rss_topstories",
      "datetime": 1779482280,
      "category": "general"
    },
    {
      "headline": "The oil shock meets the Fed \u2018curse\u2019: What Kevin Warsh means for your portfolio",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/the-new-fed-chair-curse-and-100-plus-oil-are-already-testing-kevin-warsh-and-the-stock-market-718b919d?mod=mw_rss_topstories",
      "datetime": 1779481980,
      "category": "general"
    },
    {
      "headline": "\u2018Buffett Indicator\u2019 warns of a market top \u2014 8 crucial signs that stocks are running on fumes",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/buffett-indicator-warns-of-a-market-top-8-crucial-signs-that-stocks-are-running-on-fumes-12e4b4d8?mod=mw_rss_topstories",
      "datetime": 1779481920,
      "category": "general"
    },
    {
      "headline": "Ford\u2019s stock climbs to highest close in three years. Here\u2019s what\u2019s behind its run.",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/fords-stock-climbs-to-highest-close-in-three-years-heres-whats-behind-its-run-9fa2e378?mod=mw_rss_topstories",
      "datetime": 1779481680,
      "category": "general"
    },
    {
      "headline": "Kevin Warsh walks into a trap where the Fed can\u2019t cut rates even if it wants to",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/kevin-warsh-walks-into-a-trap-where-the-fed-cant-cut-rates-even-if-it-wants-to-8475e97c?mod=mw_rss_topstories",
      "datetime": 1779480060,
      "category": "general"
    },
    {
      "headline": "IBM could be a big winner as quantum computing moves out of the science-fiction realm",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/ibm-could-be-a-big-winner-as-quantum-computing-moves-out-of-the-science-fiction-realm-1eb74952?mod=mw_rss_topstories",
      "datetime": 1779479880,
      "category": "general"
    },
    {
      "headline": "More 20-somethings are moving in with their parents. Here\u2019s how they can build savings \u2014 without bankrupting mom and dad",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/is-your-college-grad-moving-back-home-how-to-help-them-build-savings-and-protect-your-retirement-4a5fc109?mod=mw_rss_topstories",
      "datetime": 1779479040,
      "category": "general"
    },
    {
      "headline": "This 2008 \u2018train wreck\u2019 oil scenario could unfold if Hormuz isn\u2019t opened by end of August",
      "source": "MarketWatch",
      "url": "https://www.marketwatch.com/story/this-2008-train-wreck-oil-scenario-could-unfold-if-hormuz-isnt-opened-by-end-of-august-75b74bb1?mod=mw_rss_topstories",
      "datetime": 1779478800,
      "category": "general"
    },
    {
      "headline": "Stop blaming young people for being unemployed, says Amazon's UK boss",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c0l2x5351n4o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779447392,
      "category": "general"
    },
    {
      "headline": "Bank boss sorry after describing workers as 'lower value human capital'",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c98rqld1j3yo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779476110,
      "category": "general"
    },
    {
      "headline": "From decades to years - AI could speed search for brain drugs hiding in plain sight",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cdrp3zzzp71o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779485406,
      "category": "general"
    },
    {
      "headline": "Trump wants new Fed chair to be 'totally independent'",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cvgz311dq3ko?at_medium=RSS&at_campaign=rss",
      "datetime": 1779473818,
      "category": "general"
    },
    {
      "headline": "Morrisons planning to close 100 stores in next few months",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c3623ny298xo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779452915,
      "category": "general"
    },
    {
      "headline": "Love factually: Dating start-ups promise to cut the cheats",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cnvpme6811do?at_medium=RSS&at_campaign=rss",
      "datetime": 1779405258,
      "category": "general"
    },
    {
      "headline": "UK sees hottest day of year as bank holiday travellers face queues",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/cpqpygjwywjo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779485537,
      "category": "general"
    },
    {
      "headline": "Why thousands of stock trades tied to Trump are raising eyebrows",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/videos/cd6pzg7z319o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779446738,
      "category": "general"
    },
    {
      "headline": "'The vibes are young male vibes': Why prediction markets attract a certain type",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/c93xv27kpwxo?at_medium=RSS&at_campaign=rss",
      "datetime": 1779404983,
      "category": "general"
    },
    {
      "headline": "Borrowing in April hit highest level since Covid",
      "source": "BBC Business",
      "url": "https://www.bbc.com/news/articles/ce9py7nx8j4o?at_medium=RSS&at_campaign=rss",
      "datetime": 1779458865,
      "category": "general"
    }
  ],
  "calendar": [
    {
      "date": "2026-05-15",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Baker Hughes Oil Rig Count (05/16)",
      "prev": "410",
      "fcast": "\u2014",
      "act": "415",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Venable Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NY Fed Services Activity Index (May)",
      "prev": "-14",
      "fcast": "\u2014",
      "act": "-5.8",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "NAHB Housing Market Index (May)",
      "prev": "34",
      "fcast": "35",
      "act": "37",
      "imp": "orange",
      "beat": "beat",
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "3-Month Bill Auction",
      "prev": "3.61%",
      "fcast": "\u2014",
      "act": "3.600%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "6-Month Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.615%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Foreign Bond Investment (Mar)",
      "prev": "$2.6B",
      "fcast": "\u2014",
      "act": "$13.5B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Net Long-term TIC Flows (Mar)",
      "prev": "$57B",
      "fcast": "\u2014",
      "act": "$81.3B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-18",
      "time": "16:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Overall Net Capital Flows (Mar)",
      "prev": "$182.7B",
      "fcast": "\u2014",
      "act": "$150.7B",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "08:15",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "ADP Employment Change Weekly",
      "prev": "33.0K",
      "fcast": "\u2014",
      "act": "42.25K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "08:55",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Redbook YoY (05/17)",
      "prev": "9.6%",
      "fcast": "\u2014",
      "act": "8.1%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "09:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Waller Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales MoM (Apr)",
      "prev": "1.7%",
      "fcast": "1%",
      "act": "1.4%",
      "imp": "orange",
      "beat": "beat",
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Pending Home Sales YoY (Apr)",
      "prev": "-1.1%",
      "fcast": "\u2014",
      "act": "3.2%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "6-Week Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.580%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "16:55",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "API Crude Oil Stock Change (05/16)",
      "prev": "-2.188M",
      "fcast": "-3.4M",
      "act": "-9.1M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "19:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Paulson Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-19",
      "time": "19:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Venable Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA 30-Year Mortgage Rate (05/16)",
      "prev": "6.46%",
      "fcast": "\u2014",
      "act": "6.56%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Applications (05/16)",
      "prev": "1.7%",
      "fcast": "\u2014",
      "act": "-2.3%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Market Index (05/16)",
      "prev": "290.1",
      "fcast": "\u2014",
      "act": "283.5",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Mortgage Refinance Index (05/16)",
      "prev": "921.1",
      "fcast": "\u2014",
      "act": "920.2",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "07:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "MBA Purchase Index (05/16)",
      "prev": "177.7",
      "fcast": "\u2014",
      "act": "170.4",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "08:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Paulson Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:15",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Barr Speech",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Imports Change (05/16)",
      "prev": "-0.318M",
      "fcast": "\u2014",
      "act": "0.003M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Crude Oil Stocks Change (05/16)",
      "prev": "-4.306M",
      "fcast": "-2.9M",
      "act": "-7.864M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Cushing Crude Oil Stocks Change (05/16)",
      "prev": "-1.702M",
      "fcast": "\u2014",
      "act": "-1.604M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Fuel Production Change (05/16)",
      "prev": "-0.124M",
      "fcast": "\u2014",
      "act": "0.214M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Distillate Stocks Change (05/16)",
      "prev": "0.19M",
      "fcast": "-1.1M",
      "act": "0.372M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Production Change (05/16)",
      "prev": "0.222M",
      "fcast": "\u2014",
      "act": "-0.446M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Gasoline Stocks Change (05/16)",
      "prev": "-4.084M",
      "fcast": "-2.1M",
      "act": "-1.548M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Heating Oil Stocks Change (05/16)",
      "prev": "0.153M",
      "fcast": "\u2014",
      "act": "0.021M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Refinery Crude Runs Change (05/16)",
      "prev": "0.37M",
      "fcast": "\u2014",
      "act": "-0.08M",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "17-Week Bill Auction",
      "prev": "3.615%",
      "fcast": "\u2014",
      "act": "3.590%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "20-Year Bond Auction",
      "prev": "4.883%",
      "fcast": "\u2014",
      "act": "5.122%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-20",
      "time": "14:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "FOMC Minutes",
      "prev": "\u2014",
      "fcast": "\u2014",
      "act": "\u2014",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits MoM Prel (Apr)",
      "prev": "-11.5%",
      "fcast": "\u2014",
      "act": "5.8%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Building Permits Prel (Apr)",
      "prev": "1.363M",
      "fcast": "1.39M",
      "act": "1.442M",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Continuing Jobless Claims (05/09)",
      "prev": "1776K",
      "fcast": "1790K",
      "act": "1782K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Housing Starts (Apr)",
      "prev": "1.507M",
      "fcast": "1.41M",
      "act": "1.465M",
      "imp": "red",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Housing Starts MoM (Apr)",
      "prev": "12%",
      "fcast": "\u2014",
      "act": "-2.8%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Initial Jobless Claims (05/16)",
      "prev": "212K",
      "fcast": "210K",
      "act": "209K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Jobless Claims 4-week Average (05/16)",
      "prev": "204K",
      "fcast": "\u2014",
      "act": "202.5K",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philadelphia Fed Manufacturing Index (May)",
      "prev": "26.7",
      "fcast": "18",
      "act": "-0.4",
      "imp": "orange",
      "beat": "miss",
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Business Conditions (May)",
      "prev": "40.8",
      "fcast": "\u2014",
      "act": "53.2",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed CAPEX Index (May)",
      "prev": "35.20",
      "fcast": "\u2014",
      "act": "30.90",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Employment (May)",
      "prev": "-5.1",
      "fcast": "\u2014",
      "act": "-2.8",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed New Orders (May)",
      "prev": "33.0",
      "fcast": "\u2014",
      "act": "-1.7",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "08:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Philly Fed Prices Paid (May)",
      "prev": "59.30",
      "fcast": "\u2014",
      "act": "47.90",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "10:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "EIA Natural Gas Stocks Change (05/16)",
      "prev": "85Bcf",
      "fcast": "95Bcf",
      "act": "101Bcf",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Composite Index (May)",
      "prev": "10",
      "fcast": "\u2014",
      "act": "8",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Kansas Fed Manufacturing Index (May)",
      "prev": "10",
      "fcast": "\u2014",
      "act": "9",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "4-Week Bill Auction",
      "prev": "3.605%",
      "fcast": "\u2014",
      "act": "3.610%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "11:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "8-Week Bill Auction",
      "prev": "3.610%",
      "fcast": "\u2014",
      "act": "3.600%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "15-Year Mortgage Rate (05/22)",
      "prev": "5.71%",
      "fcast": "\u2014",
      "act": "5.85%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "12:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "30-Year Mortgage Rate (05/22)",
      "prev": "6.36%",
      "fcast": "\u2014",
      "act": "6.51%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "13:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "10-Year TIPS Auction",
      "prev": "1.896%",
      "fcast": "\u2014",
      "act": "2.169%",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-21",
      "time": "16:30",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "Fed Balance Sheet (05/21)",
      "prev": "$6.728T",
      "fcast": "\u2014",
      "act": "$6.714T",
      "imp": "orange",
      "beat": null,
      "source": "finviz"
    },
    {
      "date": "2026-05-22",
      "time": "10:00",
      "ctry": "\ud83c\uddfa\ud83c\uddf8",
      "ev": "CB Leading Index MoM (Apr)",
      "prev": "-0.6%",
      "fcast": "-0.2%",
      "act": "0.1%",
      "imp": "orange",
      "beat": "beat",
      "source": "finviz"
    }
  ],
  "policy_rates": {
    "US": 4.5,
    "Eurozone": 2.65,
    "UK": 4.5,
    "Japan": 0.5,
    "Switzerland": 0.25,
    "Canada": 2.75,
    "Australia": 3.85,
    "New Zealand": 3.5,
    "Sweden": 2.25,
    "Norway": 4.5
  },
  "macro": {
    "US": {
      "cpi": "2.8%",
      "cpiP": "3.0%",
      "gdp": "2.4%",
      "gdpT": "Q1 2025",
      "unemp": "4.2%",
      "unempT": "Jun 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Jul 30",
      "pricing": "1 cut by Sep"
    },
    "Eurozone": {
      "cpi": "2.1%",
      "cpiP": "2.2%",
      "gdp": "1.0%",
      "gdpT": "Q1 2025",
      "unemp": "6.3%",
      "unempT": "May 2025",
      "stance": "Dovish Easing",
      "last": "Cut to 2.65%",
      "next": "Jul 17",
      "pricing": "1 more cut 2025"
    },
    "UK": {
      "cpi": "3.5%",
      "cpiP": "3.3%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.4%",
      "unempT": "May 2025",
      "stance": "Cautious Hold",
      "last": "Hold 4.50%",
      "next": "Aug 7",
      "pricing": "1 cut by Nov"
    },
    "Japan": {
      "cpi": "3.6%",
      "cpiP": "3.2%",
      "gdp": "-0.7%",
      "gdpT": "Q1 2025",
      "unemp": "2.5%",
      "unempT": "May 2025",
      "stance": "Gradual Tightening",
      "last": "Hold 0.50%",
      "next": "Jul 31",
      "pricing": "Hike to 0.75% H2"
    },
    "Switzerland": {
      "cpi": "0.6%",
      "cpiP": "0.3%",
      "gdp": "1.4%",
      "gdpT": "Q1 2025",
      "unemp": "2.8%",
      "unempT": "Jun 2025",
      "stance": "Neutral",
      "last": "Cut to 0.25%",
      "next": "Sep 18",
      "pricing": "Hold through 2025"
    },
    "Canada": {
      "cpi": "2.9%",
      "cpiP": "2.7%",
      "gdp": "1.7%",
      "gdpT": "Q1 2025",
      "unemp": "6.7%",
      "unempT": "Jun 2025",
      "stance": "Easing",
      "last": "Cut to 2.75%",
      "next": "Jul 30",
      "pricing": "1 more cut 2025"
    },
    "Australia": {
      "cpi": "2.4%",
      "cpiP": "2.8%",
      "gdp": "1.3%",
      "gdpT": "Q1 2025",
      "unemp": "4.0%",
      "unempT": "May 2025",
      "stance": "Easing",
      "last": "Cut to 3.85%",
      "next": "Aug 5",
      "pricing": "1-2 cuts by Dec"
    },
    "New Zealand": {
      "cpi": "2.5%",
      "cpiP": "2.2%",
      "gdp": "0.7%",
      "gdpT": "Q1 2025",
      "unemp": "5.1%",
      "unempT": "Q1 2025",
      "stance": "Easing Cycle",
      "last": "Cut to 3.50%",
      "next": "Jul 9",
      "pricing": "2 more cuts 2025"
    },
    "Sweden": {
      "cpi": "2.3%",
      "cpiP": "2.5%",
      "gdp": "1.1%",
      "gdpT": "Q1 2025",
      "unemp": "8.9%",
      "unempT": "May 2025",
      "stance": "Dovish Hold",
      "last": "Hold 2.25%",
      "next": "Aug 20",
      "pricing": "Hold through 2025"
    },
    "Norway": {
      "cpi": "2.7%",
      "cpiP": "2.8%",
      "gdp": "1.5%",
      "gdpT": "Q1 2025",
      "unemp": "4.1%",
      "unempT": "May 2025",
      "stance": "Hawkish Hold",
      "last": "Hold 4.50%",
      "next": "Aug 14",
      "pricing": "Cut Q4 2025"
    }
  },
  "sentiment": {},
  "scenarios": {},
  "gov_bonds": {}
}