DinQuant/backend_api_python/app/services/billing_service.py

"""
Billing Service - 统一计费服务

管理用户积分消费、VIP状态检查、计费配置等功能。
支持两种计费模式：
1. 积分消耗模式：每次使用功能扣除相应积分
2. VIP免费模式：VIP用户在有效期内免费使用

计费配置存储在 .env 文件中，可通过系统设置界面配置。
"""
import os
import time
from datetime import datetime, timezone, timedelta
from decimal import Decimal
from typing import Dict, Any, Optional, Tuple

from app.utils.db import get_db_connection
from app.utils.logger import get_logger

logger = get_logger(__name__)


# 功能计费配置键名
BILLING_CONFIG_PREFIX = 'BILLING_'

# 默认计费配置
DEFAULT_BILLING_CONFIG = {
    # 全局开关
    'enabled': False,  # 是否启用计费
    # IMPORTANT: VIP 不再默认免扣积分（VIP 仅对“VIP免费指标”生效）
    'vip_bypass': False,  # VIP用户是否免费（功能计费层面的旁路，默认关闭）
    
    # 各功能积分消耗（0表示免费）
    'cost_ai_analysis': 10,       # AI分析 每次消耗积分
    'cost_strategy_run': 5,       # 策略运行 每次消耗积分（启动时）
    'cost_backtest': 3,           # 回测 每次消耗积分
    'cost_portfolio_monitor': 8,  # Portfolio AI监控 每次消耗积分
    'cost_indicator_create': 0,   # 创建指标 免费
    'cost_polymarket_deep_analysis': 15,  # Polymarket深度分析 每次消耗积分
}

# Feature name mapping (for log recording)
FEATURE_NAMES = {
    'ai_analysis': 'AI Analysis',
    'strategy_run': 'Strategy Run',
    'backtest': 'Backtest',
    'portfolio_monitor': 'Portfolio Monitor',
    'indicator_create': 'Indicator Create',
    'polymarket_deep_analysis': 'Polymarket Deep Analysis',
}


class BillingService:
    """计费服务类"""
    
    def __init__(self):
        self._config_cache = None
        self._config_cache_time = 0
        self._cache_ttl = 60  # 配置缓存60秒
    
    def get_billing_config(self) -> Dict[str, Any]:
        """获取计费配置"""
        now = time.time()
        if self._config_cache and (now - self._config_cache_time) < self._cache_ttl:
            return self._config_cache
        
        config = {}
        for key, default_value in DEFAULT_BILLING_CONFIG.items():
            env_key = f'{BILLING_CONFIG_PREFIX}{key.upper()}'
            value = os.getenv(env_key)
            
            if value is None or value == '':
                config[key] = default_value
            elif isinstance(default_value, bool):
                config[key] = str(value).lower() in ('true', '1', 'yes')
            elif isinstance(default_value, int):
                try:
                    config[key] = int(value)
                except (ValueError, TypeError):
                    config[key] = default_value
            else:
                config[key] = value
        
        self._config_cache = config
        self._config_cache_time = now
        return config
    
    def clear_config_cache(self):
        """清除配置缓存"""
        self._config_cache = None
        self._config_cache_time = 0
    
    def is_billing_enabled(self) -> bool:
        """检查是否启用计费"""
        config = self.get_billing_config()
        return config.get('enabled', False)
    
    def get_feature_cost(self, feature: str) -> int:
        """获取功能消耗积分"""
        config = self.get_billing_config()
        cost_key = f'cost_{feature}'
        return config.get(cost_key, 0)
    
    def get_user_credits(self, user_id: int) -> Decimal:
        """获取用户积分余额"""
        try:
            with get_db_connection() as db:
                cur = db.cursor()
                cur.execute(
                    "SELECT credits FROM qd_users WHERE id = ?",
                    (user_id,)
                )
                row = cur.fetchone()
                cur.close()
                
                if row:
                    return Decimal(str(row.get('credits', 0) or 0))
                return Decimal('0')
        except Exception as e:
            logger.error(f"get_user_credits failed: {e}")
            return Decimal('0')
    
    def get_user_vip_status(self, user_id: int) -> Tuple[bool, Optional[datetime]]:
        """
        获取用户VIP状态
        
        Returns:
            (is_vip, expires_at): VIP是否有效, VIP过期时间
        """
        try:
            with get_db_connection() as db:
                cur = db.cursor()
                # Ensure lifetime membership monthly credits are granted (best-effort, silent on failure).
                self._ensure_membership_schema_best_effort(cur)
                self._grant_lifetime_monthly_credits_best_effort(cur, user_id)
                try:
                    db.commit()
                except Exception:
                    pass

                cur.execute("SELECT vip_expires_at FROM qd_users WHERE id = ?", (user_id,))
                row = cur.fetchone()
                cur.close()
                
                if row and row.get('vip_expires_at'):
                    expires_at = row['vip_expires_at']
                    # 确保是 datetime 对象
                    if isinstance(expires_at, str):
                        expires_at = datetime.fromisoformat(expires_at.replace('Z', '+00:00'))
                    
                    # 检查是否过期
                    now = datetime.now(timezone.utc)
                    if expires_at.tzinfo is None:
                        expires_at = expires_at.replace(tzinfo=timezone.utc)
                    
                    is_vip = expires_at > now
                    return is_vip, expires_at
                
                return False, None
        except Exception as e:
            logger.error(f"get_user_vip_status failed: {e}")
            return False, None

    # ==================== Membership Plans (VIP) ====================

    def get_membership_plans(self) -> Dict[str, Any]:
        """
        Get membership plans from .env (configured via Settings UI).

        Plan keys:
          - monthly: price_usd, credits_once, duration_days
          - yearly: price_usd, credits_once, duration_days
          - lifetime: price_usd, credits_monthly (granted every 30 days)
        """
        def _f(key: str, default: float) -> float:
            try:
                return float(os.getenv(key, str(default)).strip())
            except Exception:
                return float(default)

        def _i(key: str, default: int) -> int:
            try:
                return int(float(os.getenv(key, str(default)).strip()))
            except Exception:
                return int(default)

        return {
            "monthly": {
                "plan": "monthly",
                "price_usd": _f("MEMBERSHIP_MONTHLY_PRICE_USD", 19.9),
                "credits_once": _i("MEMBERSHIP_MONTHLY_CREDITS", 500),
                "duration_days": 30,
            },
            "yearly": {
                "plan": "yearly",
                "price_usd": _f("MEMBERSHIP_YEARLY_PRICE_USD", 199.0),
                "credits_once": _i("MEMBERSHIP_YEARLY_CREDITS", 8000),
                "duration_days": 365,
            },
            "lifetime": {
                "plan": "lifetime",
                "price_usd": _f("MEMBERSHIP_LIFETIME_PRICE_USD", 499.0),
                # Lifetime: monthly credits granted periodically
                "credits_monthly": _i("MEMBERSHIP_LIFETIME_MONTHLY_CREDITS", 800),
            },
        }

    def purchase_membership(self, user_id: int, plan: str) -> Tuple[bool, str, Dict[str, Any]]:
        """
        Purchase membership plan (mock payment: immediately activates).

        NOTE: Real payment gateway can be integrated later; this function is the single activation point.
        """
        plan = (plan or "").strip().lower()
        plans = self.get_membership_plans()
        if plan not in plans:
            return False, "invalid_plan", {}

        try:
            with get_db_connection() as db:
                cur = db.cursor()
                self._ensure_membership_schema_best_effort(cur)
                self._ensure_membership_orders_table_best_effort(cur)

                now = datetime.now(timezone.utc)

                # Read current VIP expiry to support stacking for monthly/yearly.
                cur.execute("SELECT vip_expires_at FROM qd_users WHERE id = ?", (user_id,))
                row = cur.fetchone() or {}
                current_expires = row.get("vip_expires_at")
                if isinstance(current_expires, str) and current_expires:
                    try:
                        current_expires = datetime.fromisoformat(current_expires.replace("Z", "+00:00"))
                    except Exception:
                        current_expires = None
                if current_expires and current_expires.tzinfo is None:
                    current_expires = current_expires.replace(tzinfo=timezone.utc)

                base_time = current_expires if (current_expires and current_expires > now) else now

                vip_expires_at = None
                vip_plan = plan
                vip_is_lifetime = False

                if plan in ("monthly", "yearly"):
                    days = int(plans[plan].get("duration_days") or (30 if plan == "monthly" else 365))
                    vip_expires_at = base_time + timedelta(days=days)
                else:
                    # Lifetime: set very long expiry + mark lifetime flag
                    vip_expires_at = now + timedelta(days=365 * 100)
                    vip_is_lifetime = True

                # Create order record (mock paid)
                order_plan = plan
                order_price_usd = float(plans[plan].get("price_usd") or 0)
                order_id = None
                try:
                    cur.execute(
                        """
                        INSERT INTO qd_membership_orders
                          (user_id, plan, price_usd, status, created_at, paid_at)
                        VALUES (?, ?, ?, 'paid', NOW(), NOW())
                        RETURNING id
                        """,
                        (user_id, order_plan, order_price_usd),
                    )
                    row2 = cur.fetchone() or {}
                    order_id = row2.get("id")
                except Exception:
                    # Fallback for DB drivers without RETURNING support
                    cur.execute(
                        """
                        INSERT INTO qd_membership_orders
                          (user_id, plan, price_usd, status, created_at, paid_at)
                        VALUES (?, ?, ?, 'paid', NOW(), NOW())
                        """,
                        (user_id, order_plan, order_price_usd),
                    )
                    order_id = getattr(cur, "lastrowid", None)
                order_ref = str(order_id or "")

                # Update user VIP fields
                cur.execute(
                    """
                    UPDATE qd_users
                    SET vip_expires_at = ?,
                        vip_plan = ?,
                        vip_is_lifetime = ?,
                        updated_at = NOW()
                    WHERE id = ?
                    """,
                    (vip_expires_at, vip_plan, 1 if vip_is_lifetime else 0, user_id),
                )

                # Credits grants
                if plan in ("monthly", "yearly"):
                    credits_once = int(plans[plan].get("credits_once") or 0)
                    if credits_once > 0:
                        # Use add_credits to update balance and log
                        # NOTE: add_credits opens its own connection, so we do a direct update here for atomicity.
                        self._add_credits_in_tx(cur, user_id, credits_once, action="membership_bonus",
                                                remark=f"Membership bonus ({plan})", reference_id=order_ref)
                else:
                    # Lifetime: grant first month's credits immediately and set last grant time
                    monthly_credits = int(plans["lifetime"].get("credits_monthly") or 0)
                    if monthly_credits > 0:
                        self._add_credits_in_tx(cur, user_id, monthly_credits, action="membership_monthly",
                                                remark="Lifetime membership monthly credits", reference_id=order_ref)
                    try:
                        cur.execute(
                            "UPDATE qd_users SET vip_monthly_credits_last_grant = ?, updated_at = NOW() WHERE id = ?",
                            (now, user_id),
                        )
                    except Exception:
                        # Column may not exist; ignore
                        pass

                # VIP log entry (for audit)
                cur.execute(
                    """
                    INSERT INTO qd_credits_log
                      (user_id, action, amount, balance_after, remark, operator_id, reference_id, created_at)
                    VALUES (?, 'membership_purchase', 0,
                            (SELECT credits FROM qd_users WHERE id = ?),
                            ?, NULL, ?, NOW())
                    """,
                    (user_id, user_id, f"Membership purchased: {plan}", order_ref),
                )

                db.commit()
                cur.close()

            return True, "success", {
                "order_id": order_id,
                "plan": plan,
                "vip_expires_at": vip_expires_at.isoformat() if vip_expires_at else None,
            }
        except Exception as e:
            logger.error(f"purchase_membership failed: {e}", exc_info=True)
            return False, f"error:{str(e)}", {}

    def _ensure_membership_schema_best_effort(self, cur):
        """Best-effort schema upgrade for membership fields on qd_users."""
        try:
            # vip_plan / vip_is_lifetime / vip_monthly_credits_last_grant
            cur.execute("ALTER TABLE qd_users ADD COLUMN IF NOT EXISTS vip_plan VARCHAR(20) DEFAULT ''")
            cur.execute("ALTER TABLE qd_users ADD COLUMN IF NOT EXISTS vip_is_lifetime BOOLEAN DEFAULT FALSE")
            cur.execute("ALTER TABLE qd_users ADD COLUMN IF NOT EXISTS vip_monthly_credits_last_grant TIMESTAMP")
        except Exception:
            # Ignore schema upgrade failures (e.g., insufficient privileges)
            pass

    def _ensure_membership_orders_table_best_effort(self, cur):
        """Best-effort create membership orders table (mock payment)."""
        try:
            cur.execute(
                """
                CREATE TABLE IF NOT EXISTS qd_membership_orders (
                  id SERIAL PRIMARY KEY,
                  user_id INTEGER NOT NULL,
                  plan VARCHAR(20) NOT NULL,
                  price_usd DECIMAL(10,2) DEFAULT 0,
                  status VARCHAR(20) DEFAULT 'paid',
                  created_at TIMESTAMP DEFAULT NOW(),
                  paid_at TIMESTAMP
                )
                """
            )
        except Exception:
            pass

    def _add_credits_in_tx(self, cur, user_id: int, amount: int, action: str, remark: str, reference_id: str = ''):
        """Add credits within an existing DB transaction and write qd_credits_log."""
        try:
            cur.execute("SELECT credits FROM qd_users WHERE id = ?", (user_id,))
            row = cur.fetchone() or {}
            credits = Decimal(str(row.get("credits", 0) or 0))
            new_balance = credits + Decimal(str(amount))

            cur.execute("UPDATE qd_users SET credits = ?, updated_at = NOW() WHERE id = ?", (float(new_balance), user_id))
            cur.execute(
                """
                INSERT INTO qd_credits_log
                  (user_id, action, amount, balance_after, remark, operator_id, reference_id, created_at)
                VALUES (?, ?, ?, ?, ?, NULL, ?, NOW())
                """,
                (user_id, action, amount, float(new_balance), remark, reference_id),
            )
        except Exception as e:
            logger.debug(f"_add_credits_in_tx failed: {e}", exc_info=True)

    def _grant_lifetime_monthly_credits_best_effort(self, cur, user_id: int):
        """Grant lifetime monthly credits if due (best-effort)."""
        try:
            plans = self.get_membership_plans()
            monthly_credits = int(plans.get("lifetime", {}).get("credits_monthly") or 0)
            if monthly_credits <= 0:
                return

            cur.execute(
                "SELECT vip_is_lifetime, vip_expires_at, vip_monthly_credits_last_grant FROM qd_users WHERE id = ?",
                (user_id,),
            )
            row = cur.fetchone() or {}
            if not row.get("vip_is_lifetime"):
                return

            expires_at = row.get("vip_expires_at")
            if isinstance(expires_at, str) and expires_at:
                try:
                    expires_at = datetime.fromisoformat(expires_at.replace("Z", "+00:00"))
                except Exception:
                    expires_at = None
            if expires_at and expires_at.tzinfo is None:
                expires_at = expires_at.replace(tzinfo=timezone.utc)
            now = datetime.now(timezone.utc)
            if expires_at and expires_at <= now:
                return

            last = row.get("vip_monthly_credits_last_grant")
            if isinstance(last, str) and last:
                try:
                    last = datetime.fromisoformat(last.replace("Z", "+00:00"))
                except Exception:
                    last = None
            if last and last.tzinfo is None:
                last = last.replace(tzinfo=timezone.utc)

            # First time: do nothing (purchase flow already grants), but set last to now if missing
            if not last:
                cur.execute(
                    "UPDATE qd_users SET vip_monthly_credits_last_grant = ?, updated_at = NOW() WHERE id = ?",
                    (now, user_id),
                )
                return

            # Use 30-day periods. Catch up up to 6 periods max to avoid abuse.
            delta_days = int((now - last).total_seconds() // 86400)
            periods = delta_days // 30
            if periods <= 0:
                return
            if periods > 6:
                periods = 6

            total = monthly_credits * periods
            self._add_credits_in_tx(cur, user_id, total, action="membership_monthly",
                                    remark=f"Lifetime membership monthly credits x{periods}", reference_id="")
            cur.execute(
                "UPDATE qd_users SET vip_monthly_credits_last_grant = ?, updated_at = NOW() WHERE id = ?",
                (now, user_id),
            )
        except Exception:
            # Best-effort; never break caller
            pass
    
    def check_and_consume(self, user_id: int, feature: str, reference_id: str = '') -> Tuple[bool, str]:
        """
        检查并消耗积分
        
        Args:
            user_id: 用户ID
            feature: 功能名称（ai_analysis/strategy_run/backtest/portfolio_monitor等）
            reference_id: 关联ID（可选）
        
        Returns:
            (success, message): 是否成功, 提示消息
        """
        # 检查是否启用计费
        if not self.is_billing_enabled():
            return True, 'billing_disabled'
        
        config = self.get_billing_config()
        cost = self.get_feature_cost(feature)
        
        # 免费功能
        if cost <= 0:
            return True, 'free_feature'
        
        # 检查VIP状态
        if config.get('vip_bypass', True):
            is_vip, _ = self.get_user_vip_status(user_id)
            if is_vip:
                return True, 'vip_free'
        
        # 检查积分余额
        credits = self.get_user_credits(user_id)
        if credits < cost:
            return False, f'insufficient_credits:{credits}:{cost}'
        
        # 扣除积分
        try:
            new_balance = credits - Decimal(str(cost))
            
            with get_db_connection() as db:
                cur = db.cursor()
                
                # 更新用户积分
                cur.execute(
                    "UPDATE qd_users SET credits = ?, updated_at = NOW() WHERE id = ?",
                    (float(new_balance), user_id)
                )
                
                # 记录日志
                feature_name = FEATURE_NAMES.get(feature, feature)
                cur.execute(
                    """
                    INSERT INTO qd_credits_log 
                    (user_id, action, amount, balance_after, feature, reference_id, remark, created_at)
                    VALUES (?, 'consume', ?, ?, ?, ?, ?, NOW())
                    """,
                    (user_id, -cost, float(new_balance), feature, reference_id, f'Consume: {feature_name}')
                )
                
                db.commit()
                cur.close()
            
            logger.info(f"User {user_id} consumed {cost} credits for {feature}, balance: {new_balance}")
            return True, 'consumed'
            
        except Exception as e:
            logger.error(f"check_and_consume failed: {e}")
            return False, f'error:{str(e)}'
    
    def add_credits(self, user_id: int, amount: int, action: str = 'recharge', 
                    remark: str = '', operator_id: int = None, reference_id: str = '') -> Tuple[bool, str]:
        """
        增加用户积分
        
        Args:
            user_id: 用户ID
            amount: 增加金额（正数）
            action: 操作类型（recharge/admin_adjust/refund/referral_bonus/register_bonus）
            remark: 备注
            operator_id: 操作人ID（管理员操作时）
            reference_id: 关联ID（如被邀请用户ID、订单号等）
        
        Returns:
            (success, message)
        """
        if amount <= 0:
            return False, 'amount_must_be_positive'
        
        try:
            credits = self.get_user_credits(user_id)
            new_balance = credits + Decimal(str(amount))
            
            with get_db_connection() as db:
                cur = db.cursor()
                
                # 更新用户积分
                cur.execute(
                    "UPDATE qd_users SET credits = ?, updated_at = NOW() WHERE id = ?",
                    (float(new_balance), user_id)
                )
                
                # 记录日志（包含 reference_id）
                cur.execute(
                    """
                    INSERT INTO qd_credits_log 
                    (user_id, action, amount, balance_after, remark, operator_id, reference_id, created_at)
                    VALUES (?, ?, ?, ?, ?, ?, ?, NOW())
                    """,
                    (user_id, action, amount, float(new_balance), remark, operator_id, reference_id)
                )
                
                db.commit()
                cur.close()
            
            logger.info(f"User {user_id} added {amount} credits ({action}), balance: {new_balance}")
            return True, str(new_balance)
            
        except Exception as e:
            logger.error(f"add_credits failed: {e}")
            return False, str(e)
    
    def set_credits(self, user_id: int, amount: int, remark: str = '', 
                    operator_id: int = None) -> Tuple[bool, str]:
        """
        设置用户积分（管理员直接设置）
        
        Args:
            user_id: 用户ID
            amount: 设置的金额
            remark: 备注
            operator_id: 操作人ID
        
        Returns:
            (success, message)
        """
        if amount < 0:
            return False, 'amount_cannot_be_negative'
        
        try:
            old_credits = self.get_user_credits(user_id)
            diff = Decimal(str(amount)) - old_credits
            
            with get_db_connection() as db:
                cur = db.cursor()
                
                # 更新用户积分
                cur.execute(
                    "UPDATE qd_users SET credits = ?, updated_at = NOW() WHERE id = ?",
                    (amount, user_id)
                )
                
                # 记录日志
                cur.execute(
                    """
                    INSERT INTO qd_credits_log 
                    (user_id, action, amount, balance_after, remark, operator_id, created_at)
                    VALUES (?, 'admin_adjust', ?, ?, ?, ?, NOW())
                    """,
                    (user_id, float(diff), amount, remark or f'Admin adjust: {old_credits} -> {amount}', operator_id)
                )
                
                db.commit()
                cur.close()
            
            logger.info(f"User {user_id} credits set to {amount} by admin {operator_id}")
            return True, str(amount)
            
        except Exception as e:
            logger.error(f"set_credits failed: {e}")
            return False, str(e)
    
    def set_vip(self, user_id: int, expires_at: Optional[datetime], 
                remark: str = '', operator_id: int = None) -> Tuple[bool, str]:
        """
        设置用户VIP状态
        
        Args:
            user_id: 用户ID
            expires_at: VIP过期时间（None表示取消VIP）
            remark: 备注
            operator_id: 操作人ID
        
        Returns:
            (success, message)
        """
        try:
            with get_db_connection() as db:
                cur = db.cursor()
                
                # 更新VIP过期时间
                cur.execute(
                    "UPDATE qd_users SET vip_expires_at = ?, updated_at = NOW() WHERE id = ?",
                    (expires_at, user_id)
                )
                
                # 记录日志
                action = 'vip_grant' if expires_at else 'vip_revoke'
                log_remark = remark or (f'VIP granted until {expires_at}' if expires_at else 'VIP revoked')
                cur.execute(
                    """
                    INSERT INTO qd_credits_log 
                    (user_id, action, amount, balance_after, remark, operator_id, created_at)
                    VALUES (?, ?, 0, (SELECT credits FROM qd_users WHERE id = ?), ?, ?, NOW())
                    """,
                    (user_id, action, user_id, log_remark, operator_id)
                )
                
                db.commit()
                cur.close()
            
            logger.info(f"User {user_id} VIP set to {expires_at} by admin {operator_id}")
            return True, 'success'
            
        except Exception as e:
            logger.error(f"set_vip failed: {e}")
            return False, str(e)
    
    def get_credits_log(self, user_id: int, page: int = 1, page_size: int = 20) -> Dict[str, Any]:
        """获取用户积分变动日志"""
        offset = (page - 1) * page_size
        
        try:
            with get_db_connection() as db:
                cur = db.cursor()
                
                # 获取总数
                cur.execute(
                    "SELECT COUNT(*) as count FROM qd_credits_log WHERE user_id = ?",
                    (user_id,)
                )
                total = cur.fetchone()['count']
                
                # 获取日志
                cur.execute(
                    """
                    SELECT id, action, amount, balance_after, feature, reference_id, remark, created_at
                    FROM qd_credits_log
                    WHERE user_id = ?
                    ORDER BY created_at DESC
                    LIMIT ? OFFSET ?
                    """,
                    (user_id, page_size, offset)
                )
                logs = cur.fetchall() or []
                cur.close()
                
                return {
                    'items': logs,
                    'total': total,
                    'page': page,
                    'page_size': page_size,
                    'total_pages': (total + page_size - 1) // page_size
                }
        except Exception as e:
            logger.error(f"get_credits_log failed: {e}")
            return {'items': [], 'total': 0, 'page': 1, 'page_size': page_size, 'total_pages': 0}
    
    def get_user_billing_info(self, user_id: int) -> Dict[str, Any]:
        """获取用户计费信息（供前端显示）"""
        credits = self.get_user_credits(user_id)
        is_vip, vip_expires_at = self.get_user_vip_status(user_id)
        config = self.get_billing_config()
        
        return {
            'credits': float(credits),
            'is_vip': is_vip,
            'vip_expires_at': vip_expires_at.isoformat() if vip_expires_at else None,
            'billing_enabled': config.get('enabled', False),
            'vip_bypass': config.get('vip_bypass', False),
            # Public support link for credits recharge / VIP purchase
            'recharge_telegram_url': os.getenv('RECHARGE_TELEGRAM_URL', '').strip() or 'https://t.me/your_support_bot',
            # 功能费用（供前端显示）
            'feature_costs': {
                'ai_analysis': config.get('cost_ai_analysis', 0),
                'strategy_run': config.get('cost_strategy_run', 0),
                'backtest': config.get('cost_backtest', 0),
                'portfolio_monitor': config.get('cost_portfolio_monitor', 0),
            }
        }


# 全局单例
_billing_service = None


def get_billing_service() -> BillingService:
    """获取计费服务单例"""
    global _billing_service
    if _billing_service is None:
        _billing_service = BillingService()
    return _billing_service